FRN Variable rate Fix

Barclays Bank PLC
                  

                            RATE FIX NOTICE

Issue Name:                 Barclays Bank Plc. Series 78
                            EUR 100,000,000 Subordinated FRN
                            Due 2040
ISIN Code:                  XS0122679243
Interest Rate:              2.523000%
Base Rate:                  2.133000%
Interest Period:            29-Sep-03 to 29-Dec-03
Day Count Method:           Actual/360
Number of Days in Period:   91
Payment Date:               29-Dec-03
Denomination:               Coupon:
----------------            ----------------
1,000,000.00                EUR 6,377.58