FRN Variable Rate Fix

Barclays Bank PLC
                  

Issue Name:               Barclays Bank Plc Series 78
                          EUR 100,000,000 Subordinated FRN Due 2040
ISIN Code:                XS0122679243
Interest Rate:            2.506000%
Base Rate:                2.116000%
Interest Period:          28-Sep-04 to 29-Dec-04
Day Count Method:         Actual/360
Number of Days in Period: 92
Payment Date:             29-Dec-04

Denomination:             Coupon:
--------------------      --------------------
        1,000,000.00      EUR         6,404.22