Holding(s) in Company

SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES                   

All relevant boxes should be completed in block capital letters.

1. Name of company                   2. Name of shareholder having a major     
                                        interest                               
                                                                               
   London Finance & Investment Group    Exeter Financials Fund Limited         
   P.L.C.                                                                      

3. Please state whether notification 4. Name of the registered holder(s) and,  
   indicates that it is in respect      if more than one holder, the number of 
   of holding of the shareholder        shares held by each of them            
   named in 2 above or in respect of                                           
   a non-beneficial interest or in                                             
   the case of an individual holder                                            
   if it is a holding of that                                                  
   person's spouse or children under                                           
   the age of 18                                                               
                                                                               
                                        Forest Nominees Limited                

5. Number of      6. Percentage of  7. Number of shares 8. Percentage of      
   shares/amount     issued class      /amount of stock    issued class       
   of stock                            disposed                               
   acquired                                                                   
                                                                              
                                       50,000              0.19%              

9. Class of security                10. Date of          11. Date company      
                                        transaction          informed          
                                                                               
   Ordinary Shares of 5p Each           10 November 2004     11 november 2004  

12. Total holding following this     13. Total percentage holding of issued    
    notification                         class following this notification     
                                                                               
    1,025,000                            3.957%                                

14. Any additional information       15. Name of contact and telephone number  
                                         for queries                           
                                                                               
                                         Mr. J.M. Hodgson                      
                                                                               
                                         020 7448 8959                         

16. Name and signature of authorised company official responsible for making   
    this notification                                                          
                                                                               
    Mr. J.M. Hodgson                                                           
                                                                               
Date of notification 11 November 2004