TRADING UPDATE

Personal Group Holdings plc (`the Company')                  

24 November 2009

                                TRADING UPDATE                                 

In the 2009 interim statement Nigel Brittle commented that record months for
new business sales had been achieved in January, March and June this year. This
trend has continued into the second half year with July, August and October
also being record months.

The board are confident that, barring unforeseen circumstances, the overall new
business performance for 2009 will exceed last year's record total.

The income stream from our Voluntary Group Income Protection continues to
progress steadily and our strategy has developed positively in the last quarter
with the addition of a new version of the product in partnership with BUPA.

In the 2009 interim statement the Chairman commented on the increase in claims
payments to our policyholders in the first half of the year due to a number of
factors that occurred when we enhanced our hospital cash plan policy. We can
confirm that since 30 June 2009 the number of claims reported and our claims
ratio have both settled down and are now closer to our original expectations.

The Company continues to trade in line with management expectations.

DIVIDEND ANNOUNCEMENT

The directors of the Company are pleased to announce that the fourth quarterly
dividend for 2009 of 4.15p per share will be paid on 18 December 2009 to
members on the register on 4 December 2009. Shares will be marked ex-dividend
on 2 December 2009.

ANNOUNCEMENT OF RESULTS FOR THE YEAR ENDING 31 DECEMBER 2009

Barring unforeseen circumstances, the preliminary statement of the results for
the year ending 31 December 2009 will be announced on Monday, 22 March 2010.

CHANGE OF COMPANY NAME

At a board meeting held earlier today the directors of Personal Group Holdings
Plc confirmed that they intend to amend the name of the Company to Personal
Group Plc. A formal announcement will be made when this change has been
registered at Companies House.

Contact: Personal Group Holdings Plc
John Barber, FD
Tel: [phone]

Cenkos Securities Plc
Stephen Keys
Tel: [phone]

Bankside Consultants
Simon Rothschild
Tel: [phone]