Acquisition

Secure Trust Banking Group PLC
29 January 2004

For Immediate Release

29th January 2004

SECURE TRUST BANKING GROUP PLC ('Secure Trust')

Acquisition

Secure Trust is pleased to announce that SecureDirect Insurance Services Limited
('SecureDirect') a wholly owned subsidiary of Secure Trust, has acquired the
business and assets as a going concern of Roy Ashby Insurance Brokers ('Roy
Ashby') for a maximum consideration of £270,000 payable in cash.  Roy Ashby
operates from two offices in the West Midlands.


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