Holding(s) in Company

Secure Trust Banking Group PLC
24 January 2005

     
                                  SCHEDULE 10
 
                   NOTIFICATION OF MAJOR INTERESTS IN SHARES


1)   NAME OF COMPANY

     SECURE TRUST BANKING GROUP PLC
     

2)   NAME OF SHAREHOLDER HAVING A MAJOR INTEREST

     PRUDENTIAL PLC


3)   Please state whether notification indicates that it is in respect of 
     holding of the Shareholder named in 2 above or in respect of a 
     non-beneficial interest or in the case of an individual holder if it is a
     holding of that person's spouse or children under the age of 18

     AS 2 ABOVE


4)   Name of the registered holder(s) and, if more than one holder, the 
     number of shares held by each of them.

     PRUCLT HSBC GIS NOM (UK)
               PAC ACCOUNT          738,528
               PHL ACCOUNT           95,936
               

5)   Number of shares/amount of stock acquired and allotted.

     133,528


6)   Percentage of issued Class

     0.93% of increased capital


7)   Number of shares/amount of stock disposed

     -


8)   Percentage of issued Class

     -


9)   Class of security

     ORDINARY 1P SHARES


10)  Date of transaction

     -


11)  Date company informed

     -


12)  Total holding following this notification

     834,464
               

13)  Total percentage holding of issued class following this notification

     5.86%


14)  Any additional information

     -


15)  Name of contact and telephone number for queries

     J R KAYE 
     020 7012 2430


16)  Name and signature of authorised company official responsible for 
     making this notification

     Date of Notification      24 JANUARY 2005



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