Holding(s) in Company

Aviva PLC
29 January 2004


                                  SCHEDULE 10
 
                   NOTIFICATION OF MAJOR INTERESTS IN SHARES


1)   NAME OF COMPANY

     AVIVA PLC


2)   NAME OF SHAREHOLDER HAVING A MAJOR INTEREST

     FMR CORP. AND FIDELITY INTERNATIONAL LIMITED


3)   Please state whether notification indicates that it is in respect of 
     holding of the Shareholder named in 2 above or in respect of a 
     non-beneficial interest or in the case of an individual holder if it is a
     holding of that person's spouse or children under the age of 18

     IN RESPECT OF NON-BENEFICIAL INTEREST


4)   Name of the registered holder(s) and, if more than one holder, the 
     number of shares held by each of them.

     FMR CORP. AND ITS DIRECT AND INDIRECT SUBSIDIARIES, AND FIDELITY 
     INTERNATIONAL LIMITED AND ITS DIRECT AND INDIRECT SUBSIDIARIES

     SEE SCHEDULE A BELOW

5)   Number of shares/amount of stock acquired.

     NOT DISCLOSED     
     

6)   Percentage of issued Class

     NOT KNOWN


7)   Number of shares/amount of stock disposed

     NON APPLICABLE


8)   Percentage of issued Class

     NOT APPLICABLE 


9)   Class of security

     ORDINARY SHARES OF 25 PENCE EACH


10)  Date of transaction

     29 DECEMBER 2003
     

11)  Date company informed

     29 JANUARY 2003


12)  Total holding following this notification

     69,054,769

               
13)  Total percentage holding of issued class following this notification

     3.05%


14)  Any additional information

     -


15)  Name of contact and telephone number for queries

     020 7662 6642
     

16)  Name and signature of authorised company official responsible for 
     making this notification

     ANDY HODGES


     Date of Notification

     29 JANUARY 2004


The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.


SCHEDULE A

SECURITY :  AVIVA PLC

                                MANAGEMENT
                   SHARES HELD     COMPANY     NOMINEE/REGISTERED NAME
--------------------------------------------------------------------------------
(ORDINARY SHARES)

                     1,480,800       FMRCO     CHASE NOMINEES LIMITED
                        19,200       FMRCO     STATE STREET BANK & TRUST COMPANY
                       154,261       FMTC      STATE STREET NOMINEES LTD
                       586,300       FMTC      BT GLOBENET NOMINEES LIMITED
                       174,934       FMTC      BANK OF NEW YORK
                        68,100       FMTC      LLOYDS BANK NOMINEES LIMITED
                       229,000       FMTC      STATE STREET BANK & TRUST
                       101,800       FMTC      SUMITOMO T&B
                         4,600       FMTC      MORGAN STANLEY TRUST CO. 
                                               NOMINEES LIMITED BANK
                     8,398,709       FISL      CHASE MANHATTAN BANK LONDON
                     1,890,550       FISL      CHASE NOMINEES LTD
                       566,400        FPM      BANK OF NEW YORK LONDON
                       306,900        FPM      MELLON NOMINEES LTD
                     2,309,756        FPM      CHASE NOMINEES LTD
                       393,300        FPM      CITIBANK 
                       907,800        FPM      NORTHERN TRUST
                       157,200        FPM      HSBC
                        46,800        FPM      DEUTSCHE BANK
                    23,787,193        FIL      HSBC CLIENT HOLDINGS NOMINEE
                                               (UK) LIMITED
                     3,010,417        FIL      CHASE MANHATTAN BANK LONDON
                     6,552,242        FIL      BANK OF NEW YORK LONDON
                     3,584,840        FIL      CHASE NOMINEES LTD
                       108,400        FIL      DEUTSCHE BANK
                     4,378,625        FIL      NORTHERN TRUST
                       918,103        FIL      JP MORGAN
                     1,383,793        FIL      STATE STREET BANK & TRUST
                        86,400        FIL      MELLON NOMINEES LTD
                       909,100        FIL      STATE STREET NOMINEES LTD
                     1,259,600        FIL      BANK OF NEW YORK BRUSSELS
                        12,700        FIL      NATIONAL AUSTRALIA BANK
                         6,500        FIL      PICG
                       118,197        FIL      CHASE MANHATTAN BANK AG FRANKFURT
                       100,174        FIL      BNP PARIBAS
                       230,001        FIL      NORTHERN TRUST LONDON
                         8,100        FIL      STATE STREET HONG KONG
                       111,700        FIL      DEUTSCHE
                     3,115,659        FIL      NORTRUST NOMINEES LTD
                       618,000        FIL      MORGAN STANLEY
                        39,200        FIL      DEUTSCHE BANK AG, LONDON
                        96,700        FIL      CITIBANK
                       760,700        FIL      CLYDESDALE BANK (HEAD OFFICE)
                                               NOMINEES LIMITED
                        31,300        FIL      MSS NOMINEES LTD


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