Trading Statement

Aviva PLC
06 February 2004


News release


6 February 2004


                AVIVA PLC 2003 FULL YEAR TRADING UPDATE

Aviva plc ('Aviva') announces that, following a strong second half performance
in both its   life and general insurance operations, it expects the full year
2003 operating profit to exceed market expectations.  The achieved operating
profit(1) is expected to be in the region of £1.9 billion (2002: £1.7 billion),
which is ahead of current average market forecasts of approximately £1.7
billion.

Aviva's operating profit on a modified statutory basis(2) across its life and
general insurance businesses is also expected to exceed average market
forecasts.  The result is expected to be in the region of £1.45 billion (2002:
£1.22 billion), with current average market forecasts at approximately £1.25
billion.

Aviva will report its full preliminary results on 25 February 2004.



1. Operating profit is stated before tax, exceptional items and amortisation of
goodwill from continuing operations

2. Operating profit is stated before tax, exceptional items and amortisation of
goodwill and acquired additional value from in-force business from continuing
operations

                                    - ends -



Enquiries:

Media:

Hayley Stimpson, director of external affairs          [phone]
Sue Winston, head of group media relations             [phone]
Alex Child-Villiers, Financial Dynamics                [phone]


Analysts:

Steve Riley, investor relations director               [phone]
James Matthews, head of investor relations             [phone]




Notes to editors

•   Aviva is one of the leading providers of life and pensions to Europe
    with substantial positions in other markets around the world, making it the
    world's seventh-largest insurance group based on gross world-wide premiums.


•   Aviva's principal business activities are long-term savings, fund
    management and general insurance, with world-wide premium income and retail
    investment sales from continuing operations of £28 billion and assets under
    management of more than £200 billion.


•   Overseas currency results are translated at average exchange rates.


•   The Aviva media centre at www.aviva.com/media includes images,
    company and product information and a news release archive.




                      This information is provided by RNS
            The company news service from the London Stock Exchange