SECOND INTERIM DIVIDEND

Banco Bilbao Vizcaya Argentaria SA
26 September 2007











Banco Bilbao Vizcaya Argentaria, S.A. (BBVA), pursuant to the provisions of
article 82 of the Spanish Securities Market Act, hereby proceeds to notify the
following:





                      SECOND INTERIM DIVIDEND FOR YEAR 2007






The BBVA Board of Directors has approved the distribution, as second gross
interim dividend against 2007 results, of euros 0.152 for each of all current
issued shares.



Gross dividend

         0.152 euros per share



Net dividend

         0.1246 euros (withholding tax rate of 18%)



Ex-dividend date

         October 10th, 2007



The dividend will be paid as of October 10th, 2007, according to the regulations
applicable to the depositary entities and using the means that IBERCLEAR
provides to such entities.



                                                      Madrid, September 26, 2007


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