Notice of AGM

Banco Santander S.A.
09 May 2008



                             BANCO SANTANDER, S.A.

                     Ordinary General Shareholders' Meeting



              The Board of Directors of this Bank has resolved to call the
shareholders to an Ordinary General Shareholders' Meeting to be held in
Santander, at the Palacio de Exposiciones y Congresos (Avenida del Racing, s/n),
on 21 June 2008, at 10:00 a.m., on second call, in the event that, due to
failure to reach the required quorum, such Meeting cannot be held on first call,
which is also hereby convened to be held at the same place and time on 20 June
2008, in order for the shareholders to consider and resolve upon items One
through Twelve of the following



                                     AGENDA



One.-            Examination and approval, if deemed appropriate, of the
annual accounts (balance sheet, profit and loss statement, statements of changes
in net assets and cash flows, and notes) and of the corporate management of
Banco Santander, S.A. and its consolidated Group, all with respect to the Fiscal
Year ended 31 December 2007.



Two.-            Application of results from Fiscal Year 2007.



Three.-          Board of Directors: ratification of appointments and
re-election of directors:



   Three A.      Ratification of the appointment of Mr. Juan Rodriguez Inciarte
   Three B.      Re-election of Mr. Luis Alberto Salazar-Simpson Bos
   Three C.      Re-election of Mr. Luis Angel Rojo Duque
   Three D.      Re-election of Mr. Emilio Botin-Sanz de Sautuola y Garcia de
                 los Rios



Four.-           Re-election of the Auditor of Accounts for Fiscal Year 2008.



Five.-           Authorization for the Bank and its Subsidiaries to acquire
their own stock pursuant to the provisions of Section 75 and the first
additional provision of the Business Corporations Law (Ley de Sociedades
Anonimas), depriving of effect the authorization granted by the shareholders at
the General Shareholders' Meeting held on 23 June 2007 to the extent of the
unused amount.



Six.-            Approval, if appropriate, of new Bylaws and abrogation of
current Bylaws.



Seven.-           Amendment, if appropriate, of Article 8 of the Rules and
Regulations for the General Shareholders' Meeting.



Eight.-           Delegation to the Board of Directors of the power to carry
out the resolution to be adopted by the shareholders at the Meeting to increase
the share capital, pursuant to the provisions of Section 153.1a) of the Business
Corporations Law, depriving of effect the authorization granted by the
shareholders at such General Meeting on 23 June 2007.



Nine.-            Delegation to the Board of Directors of the power to issue
fixed-income securities that are convertible into and/or exchangeable for shares
of the Company, setting standards for determining the conditions for and
modalities of the conversion and or exchange and allocation to the Board of
Directors of the powers to increase capital in the required amount, as well as
to exclude the preemptive subscription rights of the shareholders and holders of
convertible debentures, depriving of effect the authorization conferred by
resolution Ten approved at the Ordinary General Shareholders' Meeting of 21 June
2003.



Ten.-              Delegation to the Board of Directors of the power to issue
fixed-income securities not convertible into shares.



Eleven.-          Incentive policy:



Eleven A.          With respect to the long-term Incentive Policy approved by
the Board of Directors, approval of new cycles and a plan for the delivery of
Santander shares for implementation by the Bank and companies of the Santander
Group, linked to certain requirements of permanence or changes in total
shareholder return and earnings per share of the Bank.



Eleven B.          Approval of an incentive plan for employees of Abbey National
Plc. and other companies of the Group in the United Kingdom by means of options
to shares of the Bank linked to the contribution of periodic monetary amounts
and to certain requirements of permanence.



Twelve.-           Authorization to the Board of Directors to interpret,
remedy, supplement, carry out and further develop the resolutions adopted by the
shareholders at the Meeting, as well as to delegate the powers received from the
shareholders at the Meeting, and the grant of powers to convert such resolutions
into notarial instruments.



              During the meeting, the Board will put the Report on the
Directors' Compensation Policy at the disposal of the shareholders attending the
General Shareholders' Meeting, for informative purposes, and will report
regarding the use by the Board of Directors of the delegated power to issue
convertible debentures which was conferred by resolution Ten approved at the
Ordinary General Shareholders' Meeting held on 21 June 2003.  In addition, there
will be a presentation of the explanatory report provided for in Section 116.bis
of the Securities Market Law (Ley del Mercado de Valores).



SUPPLEMENT TO THE CALL TO MEETING



              Shareholders representing at least five percent of the share
capital may request the publication of a supplement to this call, including one
or more items in the Agenda. This right must be exercised by means of verifiable
notice that must be received at the Company's registered office within five days
of the publication of this notice of meeting, with a statement of the identity
of the shareholders exercising such right and of the number of shares held by
them, as well as of the items to be included in the Agenda, attaching, if
appropriate, any other relevant documentation.



PARTICIPATION OF A NOTARY AT THE MEETING



              The Board of Directors has resolved to request the presence of a
Notary Public to draw up the minutes of the Meeting, pursuant to Section 114 of
the Business Corporations Law in connection with Section 101 of the Regulations
of the Commercial Registry and Article 4.2 of the Rules and Regulations for the
General Shareholders' Meeting.



RIGHT TO ATTEND THE MEETING



              Every holder of any number of the Bank's shares registered in the
shareholder's name who meets the requirements established in the Bylaws has the
right to attend this Meeting.  Such right to attend may be delegated pursuant to
the provisions governing this matter under Section 106 of the Business
Corporations Law, the Bylaws and the Rules and Regulations for the General
Shareholders' Meeting.



PROXY-GRANTING, DISTANCE VOTING AND REMOTE ATTENDANCE AT THE MEETING



              Shareholders having the right to attend may grant a proxy and
exercise their voting rights through remote means of communication and prior to
the holding of the Meeting, pursuant to the provisions of Articles 16 and 24 of
the Bylaws and Articles 8 and 20 of the Rules and Regulations for the General
Shareholders' Meeting.  The mechanisms for the exercise of voting rights and
proxy-granting prior to the Meeting by electronic means will be available on the
Bank's website (www.santander.com) beginning on 5 June 2008 and will cease
operation at 6:00 p.m. on 19 June 2008.



              In addition, as permitted by the provisions of paragraph 5 of
Article 24 of the Bylaws and the Additional Provision of the Rules and
Regulations for the General Shareholders' Meeting, the Board has resolved that
attendance at the Meeting is also possible through the use of data transmission
means that allow for real-time connection with the premises where the Meeting is
held ('remote attendance').  The means to remotely attend the meeting will be
available on the Bank's website (www.santander.com) at 8:30 a.m. on 20 June 2008
(first call) and, if applicable, at 8:30 a.m. on the following day, 21 June 2008
(second call); shareholders (or their representatives) wishing to attend
remotely, whether on first or second call, must register no later than 9:30 a.m.
on the relevant day.  For those persons who attend the Meeting remotely, the
mechanisms for remote attendance will cease operation at the end of the General
Shareholders' Meeting or, if applicable, upon determination that the quorum
required to hold the meeting is not present.



              In reliance on the aforementioned provisions, the Board of
Directors has developed the following rules applicable to proxy-granting and
distance voting prior to the Meeting and to remote attendance:





A)      PROXY-GRANTING AND DISTANCE VOTING PRIOR TO THE MEETING



1.       Proxy-granting by remote means of communication



Means whereby a proxy may be granted



The remote means of communication that are valid to grant such proxy
representation are the following:



(i)      Electronic means:



          In order to grant a proxy by means of electronic communication with
the Company, the shareholders of the Bank must do so through the Bank's website
(www.santander.com).



The mechanism to grant a proxy by electronic means shall be such as properly
guarantee the security and the identity of the person granting the proxy.
Therefore, shareholders wishing to use this proxy-granting mechanism must have
previously signed one of the following agreements with the Bank, giving them a
set of passwords to access the distance voting and proxy-granting software
application and, by means thereof, an electronic signature:



(a)           Multi-Channel Agreement: individual shareholders who have already
entered into a Multi-Channel Agreement with the Bank may rely upon it and use,
for purposes of electronic proxy-granting, the passwords and electronic
signature already available to them under such agreement.



(b)           Agreement for Access to Electronic Voting and Proxy-Granting
and Remote Attendance: shareholders who have not entered into a Multi-Channel
Agreement must execute, for the sole purpose of using the electronic voting and
proxy-granting mechanisms, and without any charge by the Bank, an Agreement for
Access to Electronic Voting and Proxy-Granting and Remote Access ('Agreement for
access to and use of the area for voting and proxy-granting by electronic means
and attendance at the Meeting by remote means of communication').



          From the date of the notice of the meeting, the information and
requirements to sign either of such agreements may be viewed on the Bank's
website (www.santander.com).  Once a shareholder has signed either of the
aforementioned agreements and the shareholder has the corresponding set of
passwords and electronic signature, such shareholder may, as from 5 June 2008,
through the 'General Shareholders' Meeting' section of the Bank's website
(www.santander.com), grant a proxy to another person to represent the
shareholder at the Meeting.



          Shareholders who grant a proxy by electronic means undertake to notify
the appointed representative of the proxy granted.  Where a proxy is granted to
a Director and/or the General Secretary of the Bank or a remote attendee at the
Meeting, such notice shall be deemed given upon receipt by the Bank of such
electronic proxy.



Electronic proxies must be accepted by the proxy-holder, and may not be used
without such acceptance.  For such purpose, all electronic proxies granted to
persons other than the Directors and/or the General Secretary and/or a remote
attendee at the Meeting must be printed, signed and produced, together with an
identifying document, by the appointed proxy-holder to the staff in charge of
the shareholders' register on the date and at the place of the Meeting,
beginning one hour prior to the time established for commencement of the
Meeting.  In the case of electronic proxies sent through the Bank and granted to
persons attending the Meeting from a distance, the Bank's software application
will show such remote attendees the proxies received in order for them to accept
such proxies, if they are willing to do so.  The person to whom voting powers
are delegated may only exercise such powers by attending the Meeting in person
(physically or from a distance).



(ii)      Hand delivery or postal correspondence



          In order to grant a proxy by hand delivery or postal correspondence,
shareholders must complete and sign the 'Proxy' section of the printed
attendance, proxy and voting card issued by the Bank.  Such proxies must be
accepted by the proxy-holder, without which acceptance they may not be used.
For such purpose, the proxy-holder may sign in the appropriate space on the
attendance and proxy card itself.  The person to whom voting powers are
delegated may only exercise such powers by attending the Meeting in person, for
which purpose, if he/she physically attends the Meeting, he/she must produce an
identifying document when entering the premises where the Meeting is held.  In
the case of proxies granted by hand-delivery or postal correspondence to persons
who attend the Meeting remotely, and provided that such proxies have been sent
through the Bank, the Bank's software application will show such remote
attendees the proxies received in order for them to accept said proxies, if they
are willing to do so.



          The duly completed and signed card must be delivered to any Office of
the Bank or sent by postal correspondence to Registro de Accionistas, Apartado
numero 683 F.D. 28080 Madrid.



          In addition, as is customary and pursuant to the provisions of the
Rules and Regulations for the General Shareholders' Meeting, the duly completed
and signed proxy card may also be submitted, together with an identifying
document, by the appointed proxy-holder who physically attends the Meeting to
the staff in charge of the shareholders' register on the date and at the place
where the General Shareholders' Meeting is to be held, beginning one hour prior
to the time established for commencement thereof.



2.       Voting prior to the Meeting by remote means of communication



Means for casting a vote from a distance



The remote means of communication which are valid for purposes of casting a vote
from a distance are the following:







(i)      Electronic means:



          In order to cast their vote from a distance by means of electronic
communication with the Company, the shareholders of the Bank must do so through
the Bank's website (www.santander.com).



The mechanism to cast votes from a distance by electronic means shall be such as
properly guarantees security and the identity of the person casting the vote.
To such end, shareholders who wish to use this voting mechanism must have
previously signed one of the agreements specified in section 1 (i) above.



          Once a shareholder has executed either of the aforementioned
agreements and the shareholder has the corresponding set of passwords and
electronic signature, such shareholder may, as from 5 June 2008, through the '
General Shareholders' Meeting' section of the Bank's website
(www.santander.com), cast the shareholder's vote from a distance with respect to
the items on the agenda for the General Shareholder's Meeting.



(ii)      Hand-delivery or postal correspondence



          In order to cast a vote from a distance by hand-delivery or postal
correspondence, shareholders must complete and sign the 'Distance Voting'
section of the printed attendance, proxy and voting card issued by the Bank.
The duly completed and signed card must be delivered to any Office of the Bank
or sent by postal correspondence to Registro de Accionistas, Apartado numero 683
F.D. 28080 Madrid.



3.     Basic rules on voting and proxy-granting prior to the Meeting and
attendance in person (physically or from a distance)



3.1    Deadline for receipt by the Company of proxies granted and votes cast
from a distance prior to the Meeting



3.1.1  Proxies and distance votes sent by hand-delivery or postal correspondence



In order to be valid, and pursuant to the provisions of the Bylaws, both proxies
granted from a distance and votes cast from a distance sent by hand-delivery or
postal correspondence must be received by the Company before midnight of the
third day prior to the date on which the Meeting is to be held on first call,
i.e., prior to midnight on 17 June 2008.



As provided in the Rules and Regulations for the General Shareholders' Meeting,
after the expiration of the above-mentioned deadline, there shall only be
admitted such proxies as are granted in writing and submitted by the
proxy-holder who physically attends the Meeting to the staff in charge of the
shareholders' register, on the date and at the place where the Meeting is to be
held, and beginning one hour prior to the time established for commencement
thereof.





3.1.2  Proxies and distance votes sent by electronic means



          Pursuant to the provisions of the Bylaws and of the Rules and
Regulations for the General Shareholders' Meeting, on the occasion of this
General Shareholders' Meeting, the Board of Directors has resolved to reduce the
minimum advance period established to receive proxies and votes from a distance
sent by electronic means, the deadline now being set at 6:00 p.m. on the day
prior to the date on which the Meeting is to be held on first call.  Therefore,
in order to be valid, both proxies granted from a distance and votes cast from a
distance through electronic means must be received by the Company prior to 6:00
p.m. on the day prior to the date on which the Meeting is to be held on first
call, i.e., prior to 6:00 p.m. on 19 June 2008.



          As provided in the Rules and Regulations for the General Shareholders'
Meeting, after the expiration of the above-mentioned deadline, there shall only
be admitted such proxies as have been granted in writing and submitted by the
appointed proxy-holder who physically attends the Meeting to the staff in charge
of the shareholders' register, on the date and at the place of the Meeting and
beginning one hour prior to the time established for commencement thereof.



3.2     Rules of priority among proxies, distance voting and attendance in
person (physically or from a distance)



3.2.1  Priorities among proxies, distance voting and attendance in person



(i)      Attendance at the Meeting in person (whether physically or from a
distance) by a shareholder who has previously granted a proxy or voted from a
distance, irrespective of the means used to cast such vote, shall render said
proxy or vote ineffective.   Personal attendance will invalidate remote personal
attendance.



(ii) Likewise, the vote, irrespective of the means used to cast it, shall render
ineffective any electronic or written proxy, whether granted previously, in
which case it shall be deemed revoked, or subsequently, in which case it shall
be deemed not to have been granted.



3.2.2  Priorities based upon the means used to grant the proxy or cast the vote




(i)      In the event that a shareholder validly grants a proxy, electronically,
on the one hand, and by means of a printed card, on the other, the latter shall
prevail over the former, regardless of the respective dates thereof.



(ii) Likewise, a vote validly cast under a handwritten signature on the printed
card shall render void the vote cast electronically, whether previously or
subsequently.



3.3     Modification of the vote cast from a distance



Once cast, a distance vote may not be modified, except in the event of
attendance at the Meeting in person (whether physically or from a distance) by
the shareholder who cast such vote or, in the case of electronic voting, also by
a subsequent vote cast within the established deadline, by means of the
attendance, proxy and voting card (hand-delivery or postal correspondence).



3.4     Other matters



In the event that electronic means are used, only one electronic session shall
be allowed for each type of operation (advance proxy-granting and voting, and
remote attendance).



Both the proxy granted and the vote cast from a distance shall be rendered
ineffective by the disposition of shares of which the Company is aware.



Either or any of the joint holders of deposited shares may vote, grant a proxy
or attend the Meeting, and the rules of priority set forth in sub-section 3.2
hereof shall apply.  For purposes of the provisions of Section 66 of the
Business Corporations Law, it is presumed that the joint holder who carries out
an act (proxy-granting, voting, or attending physically or from a distance) at
any time has been appointed by the other joint holders to exercise the rights
accruing to a shareholder.



Shareholders that are legal entities or do not reside in Spain must call the
Shareholders' Line in order to adapt, with proper safeguards, the distance
voting and proxy-granting mechanisms to their particular situation.



Shareholders shall be solely responsible for safeguarding the passwords for
accessing and using the electronic proxy-granting and voting service.  If the
shareholder is a legal entity, it shall give notice of any modification or
revocation of the powers vested in its representative, and the Bank therefore
disclaims any and all liability until such notice is given.



4.       Technical incidents



The Bank reserves the right to modify, suspend, cancel or restrict the
mechanisms for electronic voting and proxy-granting prior to the General
Shareholders' Meeting, when so required for technical or security reasons.



The Bank shall not be liable for any damage that shareholders may sustain as a
result of failures, overloads, downtime, failed connections or any other events
of the same or a similar nature, which are beyond the Bank's control and prevent
the use of the mechanisms for electronic voting and proxy-granting prior to the
Meeting.



B)      REMOTE ATTENDANCE AT THE MEETING



In order to ensure the identity of the attendees, the proper exercise of their
rights, real-time interactivity, and the proper progress of the Meeting,
shareholders (or their representatives) who wish to use the remote attendance
mechanisms must have previously entered into one of the following agreements
with the Bank, whereby a set of passwords is made available to them in order to
access the remote attendance software application and, by means thereof, an
electronic signature:



(a)     Multi-Channel Agreement: natural persons who have already entered into a
Multi-Channel Agreement with the Bank may rely on it and use, for purposes of
remote attendance, the passwords and electronic signature already available to
them under such agreement.



(b)     Agreement for Access to Electronic Voting and Proxy-Granting
and Remote Attendance at the Meeting: individuals or legal entities who have not
entered into a Multi-Channel Agreement must execute, for the sole purpose of
remote attendance at the Meeting and of casting a vote thereat and without any
charge by the Bank, an Agreement for Access to Electronic Voting and
Proxy-Granting and Remote Attendance at the Meeting ('Agreement for access to
and use of the area for voting and proxy-granting by electronic means and
attendance at the Meeting by remote means of communication').



From the date of the notice of the meeting, the information and requirements to
execute either of these agreements may be viewed on the Bank's website
(www.santander.com).  Once a shareholder (or his/her representative) has
executed either of the aforementioned agreements and has its corresponding set
of passwords and electronic signature, such shareholder may, through the '
General Shareholders' Meeting' section on the Bank's website
(www.santander.com), attend and vote at the Meeting by remote means of
communication in real time.



Remote attendance at the Meeting shall be subject to the following basic rules,
and all matters not expressly contemplated herein shall be governed by the
provisions posted on the Bank's website and those set forth in Law, the Bylaws
and the Rules and Regulations for the General Shareholders' Meeting:



(i)      Logging-on, registration and attendance: Pursuant to the provisions of
the Rules and Regulations for the General Shareholders' Meeting, and in order to
permit the appropriate management of remote attendance systems, shareholders (or
their representatives) who wish to attend the Meeting and vote by remote means
of communication shall register by logging on between 8:30 a.m. and 9:30 a.m. on
the date of the Meeting.  No attendee registration shall be admitted outside of
this time period.



In the event that the Meeting is held on second call, attendees who have
registered for the Meeting on first call will be required to carry out the
registration process again in order to be able to attend.



If persons attending from a distance have been granted proxies, and provided
that such proxies have been received by the Company within the deadlines for
admission thereof, the software application will show them such proxies so that
they accept them, if they are willing to do so.



Attendees who wish to state before the Notary that they expressly leave the
Meeting must do so by using the form included for such purpose in the remote
attendance software application.  Once they have notified the Notary of their
express intention of leaving the meeting, all actions taken by such shareholders
thereafter shall be deemed not taken.  In any event, by means of a connection to
the software application, the Notary will be aware of the actions taken by the
persons who attend the Meeting from a distance, including the votes that may be
cast by them.



(ii)      Participation: Shareholders (or their representatives) who, in the
exercise of their rights, intend to participate in the Meeting and, where
applicable, request information or clarifications in connection with the items
on the agenda or make proposals shall express their intent to do so at the time
of registration.  Following such expression of intent, and exclusively by means
of the participation form prepared for such purpose, persons attending remotely
may state in writing and send the contents of their participation or their
question or proposal from the time the Chairman declares a valid quorum to have
been established for the Meeting until the participation period ends.  Persons
attending from a distance who wish their participation to be recorded in the
minutes of the Meeting must expressly state such desire in the text in which the
contents of their participation are set forth.



          As the participation of each person attending from a distance is
received, such participation will be accessible to the attendees who are
physically present at the place of the Meeting.  In turn, remote attendees shall
be able to access each such participation by logging onto the website indicated
in the software application.



          In any event, requests for information or clarification made by remote
attendees will be answered in writing within seven days of the Meeting, pursuant
to the provisions of Section 97.5 of the Business Corporations Law.



(iii)     Voting: Votes on the proposals relating to the items on the agenda may
be cast as from the moment when the Chairman declares the Meeting to be validly
convened and provided always that the attendee has registered by following the
procedure described in sub-section (i) above; in the event of alternative
proposals, the provisions of the second paragraph of Article 21.1 of the Rules
and Regulations for the General Shareholders' Meeting shall apply.  As regards
proposed resolutions on matters that, as prescribed by law, need not be
specified on the agenda, remote attendees may cast their vote as from the moment
when the Secretary for the General Shareholders' Meeting reads out such
proposals for a vote to be taken thereon.  In all events, the remote voting
process with respect to all the proposals submitted to the shareholders acting
at the General Shareholders' Meeting will come to an end when, following the
reading of the summaries of the proposed resolutions by the Secretary for the
Meeting, the vote commences on the proposed resolutions at the premises where
the Meeting is held.



The vote on the proposed resolutions shall be governed by the procedure
contemplated in the Bylaws and in the Rules and Regulations for the General
Shareholders' Meeting.



(iv)     Other matters: Legal entities and those persons that do not reside in
Spain must call the Shareholders' Line in order to adapt, with proper
safeguards, the mechanisms for attending the Meeting by remote means of
communication in real time.



In the event that more than one of the joint holders of deposited securities are
in attendance, the joint holder who is the first to register (physically or from
a distance) shall be deemed an attendee, and therefore, any subsequent access by
the other joint holders shall be denied.  In connection with the foregoing, and
for purposes of the provisions of Section 66 of the Business Corporations Law,
the joint holder who registers first (physically or from a distance) shall be
deemed to have been appointed by the other joint holders to exercise the rights
accruing to a shareholder.



Shareholders (or their representatives) shall be solely responsible for
safeguarding the passwords for accessing and using the remote attendance
service.  If the shareholder is a legal entity, it shall give notice of any
modification or revocation of the powers vested in its representative, and the
Bank therefore disclaims any and all liability until such notice is given.



The Bank reserves the right to modify, suspend, cancel or restrict the
mechanisms for remote attendance at the General Shareholders' Meeting when so
required for technical or security reasons.  The Bank shall not be liable for
any damage that shareholders may sustain as a result of failures, overloads,
downtime, failed connections or any other events of the same or a similar
nature, which are beyond the Bank's control and prevent the use of the
mechanisms for remote attendance at the Meeting.



              For further information on proxy-granting and distance voting and
remote attendance at the Meeting, shareholders may write to the e-mail address
[e-mail], call the Shareholders' Line 902 11 17 11, or go
to the Office of the Shareholder, Ciudad Grupo Santander, Avda. Cantabria, s/n,
28660 - Boadilla del Monte (Madrid). Further information is also available on
the Company's website (www.santander.com).



RIGHT TO RECEIVE INFORMATION



              In addition to the provisions of Section 112 of the Business
Corporations Law, starting on the date of the notice of the Meeting,
shareholders may obtain from the Company, immediately and free of charge, the
annual accounts, the management report and the auditors' report for Fiscal Year
2007, as well as the consolidated accounts, the Group's management report and
the auditors' report for such Fiscal Year.



              In connection with items Six, Eight and Nine on the Agenda,
starting on the date of publication of the notice of the Meeting, shareholders
may examine at the registered office of the Company the full text of the
proposed resolutions and the mandatory reports prepared by the directors, as
well as request that such documents be delivered or sent to them free of charge.



              In addition, with respect to the delegation of the power to issue
convertible debentures in an amount of up to four thousand million euros granted
to the Board of Directors pursuant to resolution Ten of the shareholders at the
Ordinary General Shareholders' Meeting held on 21 June 2003, the shareholders
may examine at the registered office, beginning on the date of publication of
the call to meeting, the reports of the directors and of the auditor of accounts
other than the company's auditor of accounts corresponding to the issuance of
convertible debentures with an exclusion of preemptive subscription rights
carried out in October 2007 pursuant to such delegation.



              Pursuant to the provisions of the Rules and Regulations for the
General Shareholders' Meeting, such requests as are admissible in the exercise
of the shareholders' right to receive information may be made by e-mail to
[e-mail], in which case, in order to provide the system
with adequate guarantees of authenticity and of identity of the shareholder
exercising the right to receive information, such shareholder shall set forth in
such e-mail his/her first name and surname (or corporate name), Tax
Identification Number, and the number of shares held by such shareholder.  As
provided in Section 117 of Securities Market Law 24/1988, of 28 July, and unless
otherwise indicated by the shareholder, the requests for information received at
the aforementioned e-mail address may be dealt with by the Bank by means of an
answer sent to the e-mail address of the shareholder-sender.  The request may
also be made by delivering or mailing the written petition, bearing the
handwritten signature of the requesting party, to the registered office of the
Company.





DOCUMENTS AVAILABLE ON THE WEBSITE



              Apart from the above-mentioned right to receive information, the
following documents shall be available for viewing on the Company's website
(www.santander.com) as from the date of the notice of the Meeting:



(i)      This notice of the Meeting.



(ii)      The annual accounts, the management report and the auditors' report
for Fiscal Year 2007, as well as the consolidated accounts, the Group's
management report and the auditors' report for such Fiscal Year.



(iii)     The full text of the proposed resolutions regarding all of the items
on the Agenda for the General Shareholders' Meeting, as well as, in connection
with Items Six, Eight and Nine, the corresponding reports prepared by the
directors.



(iv)     The resumes of the directors referred to in item Three of the Agenda.




(v)     The rules applicable to proxy-granting and voting by remote means of
communication and to remote attendance at the Meeting.



(vi)     The Annual Corporate Governance Report.



(vii)    The Group's Annual Report.



(viii)   The current Bylaws, together with the text of the new Bylaws in the
event that the proposal submitted to the shareholders at the General
Shareholders' Meeting is approved.



(ix)     The Rules and Regulations for the General Shareholders' Meeting,
together with the text of such Rules and Regulations resulting from the
amendments submitted to the General Shareholders' Meeting in the event that they
are approved.



(x)     The Report of the Audit and Compliance Committee.



(xi)     The Report of the Appointments and Remuneration Committee, including
the Report on the Directors' Compensation Policy.



(xii)    The explanatory report established in Section 116.bis of the Securities
Market Law.



(xiii)   The Sustainability Report.



(xiv)   The full text of the reports of the directors and the auditor of
accounts other than the company's auditor of accounts regarding the issuance of
convertible debentures with the exclusion of preemptive subscription rights
carried out during the month of October 2007 pursuant to the delegation of
powers conferred by resolution Ten of the shareholders at the General
Shareholders' Meeting of 21 June 2003.







Santander, 7 May 2008

General Secretary,

Ignacio Benjumea




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