Holding in Company

Cairngorm B.S. Inv Tst PLC
10 July 2001


Cairngorm Nos 1-10 Building Societies Investment Trusts plc

The Boards of Cairngorm Nos 1-10 Building Societies Investment Trusts plc (the
Companies) have been notified that Quilter & Co Ltd and its subsidiaries hold
126,000 ordinary shares in each of the Companies which represent 9.02% of the
issued share capital.