Holding in Company

Celtic PLC
20 September 2001

                                 SCHEDULE 10

                  NOTIFICATION OF MAJOR INTERESTS IN SHARES

1) Name of company

CELTIC PLC

2) Name of shareholder having a major interest

FMR CORP.

3) Please state whether notification indicates that it is in respect of
holding of the shareholder named in 2 above or in respect of a
non-beneficial interest or in the case of an individual holder if it is a
holding of that person's spouse or children under the age of 18

NON-BENEFICIAL HOLDERS

4) Name of the registered holder(s) and, if more than one holder, the
number of shares held by each of them

STATE STREET BANK

5) Number of shares/amount of stock acquired

-

6) Percentage of issued class

-

7) Number of shares/amount of stock disposed

-

8) Percentage of issued class

-

9) Class of security

ORDINARY SHARES OF 1P

10) Date of transaction

-

11) Date company informed

19 SEPTEMBER 2001

12) Total holding following this notification

2,653,860


13) Total percentage holding of issued class following this notification

8.73%

14) Any additional information

INCLUDES INTEREST OF EDWARD C. JOHNSON 3RD, PRINCIPAL SHAREHOLDER OF FMR CORP.

15) Name of contact and telephone number for queries



16) Name and signature of authorised company official responsible for
making this notification

ROBERT M HOWAT, COMPANY SECRETARY

Date of notification ..20 SEPTEMBER 2001.....