Holding in Company

FBD Holdings PLC
18 December 2007


                                   SCHEDULE 10
                    NOTIFICATION OF MAJOR INTERESTS IN SHARES

1.  Name of listed company

    FBD HOLDINGS PLC

2.  Name of shareholder with a major interest

    BANK OF IRELAND ASSET MANAGEMENT LIMITED ('BIAM')

3.  Please state whether notification indicates that it is regarding the 
    holding of the shareholder named in 2 above; in respect of a non-beneficial 
    interest; or in the case of an individual holder if it is a holding of that 
    person's spouse or children under the age of 18

    NON-BENEFICIAL INTEREST.  THE SHARES ARE HELD BY BIAM ON BEHALF OF A RANGE 
    OF CLIENTS WHO ARE EACH THE BENEFICIAL OWNER OF A PORTION OF THE 
    SHAREHOLDING.

4.  Name of the registered holder(s) and, if more than one holder, the number 
    of shares held by each of them

    Number of shares     Registered name

              14,423     BNY Custodial Nominees Limited
             151,874     Mellon Nominees Limited
           1,546,996     Bank of Ireland Nominees Limited
              45,418     Nortrust Nominees Limited
           ---------
           1,758,711

5.  Number of shares / amount of stock acquired

    N/A

6.  Percentage of issued class (any treasury shares held by company should not 
    be taken into account when calculating percentage)

    N/A

7.  Number of shares / amount of stock disposed

    661,982 (SINCE THE LAST NOTIFICATION FROM BIAM DATED 23 MAY 2007)

8.  Percentage of issued class (any treasury shares held by company should not 
    be taken into account when calculating percentage)

    1.99%

9.  Class of security

    ORDINARY SHARES OF €0.60 EACH

10. Date of transaction

    NOT DISCLOSED

11. Date listed company informed

    17 DECEMBER 2007

12. Total holding following this notification

    1,758,711

13. Total percentage holding of issued class following this notification (any 
    treasury shares held by company should not be taken into account when 
    calculating percentage)

    5.29%

14. Any additional information

    NONE

15. Name of contact and telephone number for queries

    CONOR GOULDSON, COMPANY SECRETARY
    [phone]

16. Name and signature of duly authorised officer of the listed company 
    responsible for making this notification

    CONOR GOULDSON, COMPANY SECRETARY

    Date of notification

    18 DECEMBER 2007


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