Completion of Acquisition

Hiscox Ltd
20 August 2007


                                   Hiscox Ltd

        Hiscox announces the completion of its acquisition of US insurer

Hamilton, Bermuda - Hiscox Ltd today announces the completion of its $55 million
acquisition of ALTOHA, Inc., including its admitted lines insurer, American Live
Stock Insurance Company.

                                      Ends

For further information:

Hiscox Ltd

Robin Mehta, Company Secretary                       ([phone]

Kylie O'Connor, Head of Communications, London       [phone]


Maitland

Suzanne Bartch                                       [phone]


Notes to editors

About Hiscox

Hiscox, headquartered in Bermuda, is a specialist insurance group listed on the
London Stock Exchange. There are three main underwriting parts of the Group -
Hiscox Global Markets, Hiscox UK and Europe, and Hiscox International.  Hiscox
Global Markets underwrites mainly internationally traded business in the London
Market - generally large or complex business which needs to be shared with other
insurers or needs the international licences of Lloyd's. Hiscox UK and Hiscox
Europe offer a range of specialist insurance for professionals and business
customers, as well as high net worth individuals. Hiscox International includes
operations in Bermuda, Guernsey and the USA.

For further information, visit www.hiscox.com







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