HSBC Fin Corp & HSBC USA 1Q05

HSBC Holdings PLC
09 May 2005


                  HSBC FINANCE CORPORATION AND HSBC USA, INC.
                           FIRST QUARTER 2005 RESULTS

First quarter results for HSBC Finance Corporation and HSBC USA, Inc. are due to
be filed at the Securities and Exchange Commission by Monday, 16 May 2005.

Bobby Mehta, Chief Executive of HSBC North America Holdings, Inc. and Chairman
and Chief Executive of HSBC Finance Corporation, Douglas Flint, Group Finance
Director, HSBC Holdings plc and Simon Penney, Chief Financial Officer, HSBC
North America Holdings, Inc. will be hosting a webcast presentation and
conference call with analysts and investors to discuss these results on Monday,
16 May 2005 at 2:30 pm local time in London (9:30 am Eastern Standard Time).

Questions on the results will be taken after the presentation via the conference
call.

The webcast presentation will be accessible by following this link:

www.hsbc.com/investorwebcast

An archived version of the webcast will be available from shortly after the
event for a period of seven days by following the same link.

The conference call will be accessible by dialling:
UK:[phone]
US:[phone]
Hong Kong:[phone]

Notes to editors:

1. Forward-looking statements
This presentation, including the accompanying slides and subsequent discussion,
contains certain forward-looking information with respect to the financial
condition, results of operations and business of HSBC Holdings plc, HSBC Finance
Corporation, HSBC USA, Inc. and HSBC North America Holdings, Inc. This
information represents expectations or beliefs concerning future events and is
subject to unknown risks and uncertainties. This information speaks only as of
the date on which it is provided. Additional detailed information concerning
important factors that could cause actual results to differ materially is
available in the HSBC Holdings plc Annual Report, HSBC Finance Corporation
Annual Report on Form 10-K, and HSBC USA, Inc. Annual Report on Form 10-K for
the year ended 31 December 2004. Please further be advised that Regulation FD
prohibits HSBC representatives from answering certain, specific questions during
the Q&A session.

2. The HSBC Group
HSBC is one of the largest banking and financial services organisations in the
world, with over 9,800 offices across 77 countries and territories in Europe,
Asia-Pacific, the Americas, Middle East and Africa, total assets of US$1,277
billion at 31 December 2004, and more than 110 million customers.





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