HSBC USA&HFC Q1 Results Call

HSBC Holdings PLC
08 May 2006

                  HSBC FINANCE CORPORATION AND HSBC USA, INC.
                          - FIRST QUARTER 2006 RESULTS

HSBC Finance Corporation and HSBC USA, Inc. will file first quarter results
statements at the Securities and Exchange Commission on Friday, 12 May 2006.

At 2:00pm London time (9:00am US Eastern Standard Time) on 15 May, HSBC will
hold a conference call with analysts and investors to present these results.

The call will be hosted by:

•Bobby Mehta, Chief Executive of HSBC North America Holdings, Inc. and
 Chairman and Chief Executive of HSBC Finance Corporation
•Martin Glynn, Chief Executive of HSBC USA, Inc.
•Douglas Flint, Group Finance Director, HSBC Holdings plc
•Simon Penney, Chief Financial Officer, HSBC North America Holdings, Inc.

Questions on the results will be taken after the presentation.

The conference call will be accessible by dialling:
UK: [phone]
US: [phone]
Hong Kong: [phone]

The results filings, including presentation slides, will be made available for
download ahead of the conference call from www.hsbc.com/financialresults.

A recording of the conference call will be made available for a period of seven
days on www.hsbc.com/investorwebcast.

For further information, please contact:
Investor relations         Media relations

Patrick McGuinness         Richard Lindsay
[phone]        [phone]

Craig Thiele               Linda Recupero
[phone]            + 1 212 525 3800

Notes to editors:

1. Forward-looking statements
This presentation, including the accompanying slides and subsequent discussion,
contains certain forward-looking information with respect to the financial
condition, results of operations and business of HSBC Holdings plc, HSBC Finance
Corporation, HSBC USA, Inc. and HSBC North America Holdings, Inc. This
information represents expectations or beliefs concerning future events and is
subject to unknown risks and uncertainties. This information speaks only as of
the date on which it is provided. Additional detailed information concerning
important factors that could cause actual results to differ materially is
available in the HSBC Holdings plc Annual Report, HSBC Finance Corporation
Annual Report on Form 10-K, and HSBC USA, Inc. Annual Report on Form 10-K for
the year ended 31 December 2005. Please further be advised that Regulation FD
prohibits HSBC representatives from answering certain, specific questions during
the Q&A session.

2. HSBC Holdings plc
HSBC Holdings plc serves over 125 million customers worldwide through some 9,500
offices in 76 countries and territories in Europe, the Asia-Pacific region, the
Americas, the Middle East and Africa. With assets of US$1,502 billion at 31
December 2005, HSBC is one of the world's largest banking and financial services
organisations. HSBC is marketed worldwide as 'the world's local bank'.





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