Senior HSBC Appointments

HSBC Holdings PLC
28 July 2006




                            SENIOR HSBC APPOINTMENTS

The Board of Directors of HSBC Holdings plc approved a number of Group Managing
Director appointments at its meeting today (28 July 2006).

Clive Bannister becomes Group Managing Director, Insurance and a member of the
Group Management Board on 1 August 2006. Clive was previously Chief Executive,
Group Private Banking and will continue to manage this business until 1 November
2006 when Christopher Meares will take over. Christopher is currently Chief
Executive, Group Private Banking, UK, Channel Islands and Luxembourg.

Youssef Nasr, Group Managing Director, South America, will move to the newly
created role of Group Managing Director, Strategic Investments on 1 October 2006
with a mandate to develop new strategic shareholder bases.

Sandy Flockhart becomes Group Managing Director and President Latin America and
the Caribbean and a member of the Group Management Board on 1 October 2006. This
role, which coincides with Youssef Nasr's change of role, gives Sandy broader
regional management responsibility beyond his existing role as President of HSBC
Mexico.

HSBC Holdings plc
HSBC Holdings plc serves over 125 million customers worldwide through some 9,500
offices in 76 countries and territories in Europe, the Asia-Pacific region, the
Americas, the Middle East and Africa. With assets of US$1,502 billion at 
31 December 2005, HSBC is one of the world's largest banking and financial 
services organisations. HSBC is marketed worldwide as 'the world's local bank'.





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