Holding(s) in Company

International Personal Finance Plc
15 January 2008


TR-1:               notification of major interests in shares
1. Identity of the issuer or the underlying issuer of existing    International Personal Finance plc
shares to which voting rights are attached:
2. Reason for notification (yes/no)
An acquisition or disposal of voting rights                                                   Yes
An acquisition or disposal of financial instruments which may result in the acquisition        No
of shares already issued to which voting rights are attached
An event changing the breakdown of voting rights                                              Yes
Other (please specify): Disclosure of historic movement in voting rights                      Yes
3. Full name of person(s) subject to the notification                Standard Life Investments Ltd
obligation:
4. Full name of shareholder(s) (if different from 3.):                     Vidacos Nominees
5. Date of the transaction (and date on which the threshold is               17 July 2007
crossed or reached if different):
6. Date on which issuer notified:                                           14 January 2008
7. Threshold(s) that is/are crossed or reached:                                3% and 4%


    8. Notified details:
 A: Voting rights attached to shares
Class/type of     Situation previous to   Resulting situation after the triggering transaction
shares            the Triggering
                  transaction
 if possible      Number of   Number of   Number of    Number of voting rights % of voting rights
using the ISIN    Shares      Voting      shares
CODE                          Rights                   Direct      Indirect    Direct      Indirect
  GB00B1YKG049     Below 3%    Below 3%   12,153,898   9,141,227   3,012,671   3.554%      1.171%





 B: Financial Instruments
Resulting situation after the triggering transaction
Type of financial    Expiration date Exercise/ Conversion    Number of voting rights that  % of voting
instrument                           Period/ Date            may be acquired if the        rights
                                                             instrument is exercised/
                                                             converted.



 Total (A+B)
Number of voting rights                            % of voting rights
                    12,153,898                                             4.725%


 9. Chain of controlled undertakings through which the voting rights and/or the financial instruments are
effectively held, if applicable:
Standard Life Investments Ltd


Proxy Voting:
10. Name of the proxy holder:
11. Number of voting rights proxy holder will cease to hold:
12. Date on which proxy holder will cease to hold voting rights:


13. Additional information:                  Delayed notification of transaction by Standard Life Investments
                                             Ltd.
14. Contact name:                            Susan Tudor-Coulson
15. Contact telephone number:                0113 285 6868

TR-1:               notification of major interests in shares
1. Identity of the issuer or the underlying issuer of existing    International Personal Finance plc
shares to which voting rights are attached:
2. Reason for notification (yes/no)
An acquisition or disposal of voting rights                                                   Yes
An acquisition or disposal of financial instruments which may result in the acquisition        No
of shares already issued to which voting rights are attached
An event changing the breakdown of voting rights                                               No
Other (please specify): Disclosure of historic movement in voting rights                      Yes
3. Full name of person(s) subject to the notification                Standard Life Investments Ltd
obligation:
4. Full name of shareholder(s) (if different from 3.):                     Vidacos Nominees
5. Date of the transaction (and date on which the threshold is              19 October 2007
crossed or reached if different):
6. Date on which issuer notified:                                           14 January 2008
7. Threshold(s) that is/are crossed or reached:                                   4%


    8. Notified details:
 A: Voting rights attached to shares
Class/type of     Situation previous to   Resulting situation after the triggering transaction
shares            the Triggering
                  transaction
 if possible      Number of   Number of   Number of   Number of voting rights  % of voting rights
using the ISIN    Shares      Voting      shares
CODE                          Rights                  Direct       Indirect    Direct      Indirect
  GB00B1YKG049    11,237,836  11,237,836  9,619,947   9,072,303    547,644     3.527%      0.213%





 B: Financial Instruments
Resulting situation after the triggering transaction
Type of financial    Expiration date Exercise/ Conversion    Number of voting rights that  % of voting
instrument                           Period/ Date            may be acquired if the        rights
                                                             instrument is exercised/
                                                             converted.



 Total (A+B)
Number of voting rights                            % of voting rights
                     9,619,947                                             3.740%


 9. Chain of controlled undertakings through which the voting rights and/or the financial instruments are
effectively held, if applicable:
Standard Life Investments Ltd


Proxy Voting:
10. Name of the proxy holder:
11. Number of voting rights proxy holder will cease to hold:
12. Date on which proxy holder will cease to hold voting rights:


13. Additional information:                  Delayed notification of transaction by Standard Life Investments
                                             Ltd.
14. Contact name:                            Susan Tudor-Coulson
15. Contact telephone number:                0113 285 6868

TR-1:               notification of major interests in shares
1. Identity of the issuer or the underlying issuer of existing    International Personal Finance plc
shares to which voting rights are attached:
2. Reason for notification (yes/no)
An acquisition or disposal of voting rights                                                   Yes
An acquisition or disposal of financial instruments which may result in the acquisition        No
of shares already issued to which voting rights are attached
An event changing the breakdown of voting rights                                              No
Other (please specify): Disclosure of historic movement in voting rights                      Yes
3. Full name of person(s) subject to the notification                Standard Life Investments Ltd
obligation:
4. Full name of shareholder(s) (if different from 3.):                     Vidacos Nominees
5. Date of the transaction (and date on which the threshold is             16 November 2007
crossed or reached if different):
6. Date on which issuer notified:                                           14 January 2008
7. Threshold(s) that is/are crossed or reached:                                   3%


    8. Notified details:
 A: Voting rights attached to shares
Class/type of     Situation previous to   Resulting situation after the triggering transaction
shares            the Triggering
                  transaction
 if possible      Number of   Number of   Number of   Number of voting rights % of voting rights
using the ISIN    Shares      Voting      shares
CODE                          Rights                  Direct      Indirect    Direct      Indirect
  GB00B1YKG049     7,787,136   7,787,136  Below 3%    Below 3%    Below 3%    Below 3%    Below 3%





 B: Financial Instruments
Resulting situation after the triggering transaction
Type of financial    Expiration date Exercise/ Conversion    Number of voting rights that  % of voting
instrument                           Period/ Date            may be acquired if the        rights
                                                             instrument is exercised/
                                                             converted.



 Total (A+B)
Number of voting rights                            % of voting rights
                     Below 3%                                             Below 3%


 9. Chain of controlled undertakings through which the voting rights and/or the financial instruments are
effectively held, if applicable:
Standard Life Investments Ltd


Proxy Voting:
10. Name of the proxy holder:
11. Number of voting rights proxy holder will cease to hold:
12. Date on which proxy holder will cease to hold voting rights:


13. Additional information:                  Delayed notification of transaction by Standard Life Investments
                                             Ltd.
14. Contact name:                            Susan Tudor-Coulson
15. Contact telephone number:                0113 285 6868




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