Changes to the Board of Directors

Royal Bank of Scotland Group PLC
6 March 2000



Board Changes at The Royal Bank of Scotland Group plc

Following the successful completion of the acquisition of National Westminster
Bank Plc ('NatWest') and as explained in its  Offer of 16 December 1999, The
Royal Bank of Scotland Group plc ('Royal Bank Group') announces the following
board changes with effect from 6 March 2000;

Viscount Younger of Leckie will become Non-executive Chairman;

Sir George Mathewson has been appointed Executive Deputy Chairman; and

Fred Goodwin has been appointed Group Chief Executive.

In addition, the following customer facing Executive Director appointments
have been made;

Iain Robertson who was formerly Chief Executive, UK Bank has been appointed
Chief Executive, Corporate Banking and Treasury;

Gordon Pell, formerly Chief Executive Officer, UK Banking, NatWest has joined
the Royal Bank Group Board as Chief Executive, Retail Banking;

Norman McLuskie previously Deputy Chief Executive, UK Bank has been appointed
Chief Executive, Retail Direct; and

Larry Fish will continue in his role as Chairman, President and Chief
Executive Officer of Citizens Financial Group.

Any additional Executive Director positions arising from appointments to group
central functions will be announced before the end of March.

The current Non-executive Directors of the Royal Bank Group will continue in
office and details of the Non-executive board members with effect from 6 March
2000 are attached.

Commenting on these changes, Viscount Younger said:

'We were delighted to have been able to announce earlier today completion of
the acquisition of NatWest, with 89.04 per cent acceptances received from
NatWest shareholders. The success of the acquisition was principally due to
the efforts of George Mathewson and Fred Goodwin and I am particularly pleased
to be able to congratulate them on their appointments as Executive Deputy
Chairman and Group Chief Executive of the Royal Bank Group.

George Mathewson and I look forward very much to working with Fred and his
executive team, to which today we welcome Gordon Pell. We are
sure that under Fred's leadership the executive will deliver the expected
benefits for shareholders of this acquisition.

I also wish to thank Sir David Rowland and his board colleagues at NatWest for
their co-operation and assistance during the transition period since our offer
was declared unconditional as to acceptances on 14 February 2000.


Both The Royal Bank of Scotland and NatWest brands will remain on the high
street, with the enlarged group being known as The Royal Bank of Scotland
Group.'


6 March 2000

For further information please contact:

Contact:        Howard Moody
                Director, Corporate Affairs
                0131 523 2056


Non-executive Directors of the new Royal Bank Group Board:

Viscount Younger           - Chairman
Sir Iain Vallance          - Vice-chairman
Sir Angus Grossart         - Vice-chairman
Emilio Botin               - Non-executive Director
Ian Grant                  - Non-executive Director
Juan Inciarte              - Non-executive Director
Eileen Mackay              - Non-executive Director
Cameron McLatchie          - Non-executive Director
Murray Stuart              - Non-executive Director
Bill Wilson                - Non-executive Director