Changes to the Board of Directors

Royal Bank of Scotland Group PLC
17 March 2000


Viscount  Younger, Chairman of Royal Bank of Scotland  Group
announced today that, by mutual agreement, Richard Delbridge
is   to   leave  the  organisation  and  will   resign   his
directorship at National Westminster Bank on 30 April,  2000
as  his  normal  retirement  age  would  preclude  him  from
providing  long term leadership to the finance  function  in
the enlarged Group.  Fred Goodwin, Group Chief Executive  in
announcing his final set of key management appointments  has
confirmed   today  that,  with  immediate  effect,   Grahame
Whitehead, Finance and Risk Director, UK Bank, Royal Bank of
Scotland  will become Group Chief Financial Officer  of  The
Royal Bank of Scotland Group and National Westminster Bank.

Viscount  Younger commented: 'Richard Delbridge  has  had  a
distinguished banking career spanning three decades and  has
made  an enormous contribution to NatWest as a Director  and
Chief Financial Officer.  I am very grateful to Richard  for
the help that he is giving to Fred Goodwin and his team.'

Outlining  the  reasoning behind his decision  Mr  Delbridge
said: 'I would have enjoyed the prospect of participating in
the  enlarged  Group but I am reluctant to  start  something
that  I  could not see through to conclusion.   Leaving  now
enables me to pursue my intention of building a portfolio of
business interests.'

Prior  to  taking  up  his current position  at  NatWest  Mr
Delbridge  was  Group Finance Director at HSBC  and  Midland
Bank,  following 14 years at JP Morgan & Co  Inc.  where  he
held various senior executive positions.


For further information, please contact:-

Howard Moody
Director, Corporate Affairs
0131 523 2056