Holding in Company

Royal Bank of Scotland Group PLC
15 October 2001


                                 SCHEDULE 10

                  NOTIFICATION OF MAJOR INTERESTS IN SHARES

1) Name of company

The Royal Bank of Scotland Group plc

2) Name of shareholder having a major interest

E M Behrens Charitable Trust

3) Please state whether notification indicates that it is in respect of
holding of the shareholder named in 2 above or in respect of a
non-beneficial interest or in the case of an individual holder if it is a
holding of that person's spouse or children under the age of 18

E M Behrens Charitable Trust

4) Name of the registered holder(s) and, if more than one holder, the
number of shares held by each of them

Ionian Nominees Limited A/C EMBC

5) Number of shares/amount of stock acquired

10,000

6) Percentage of issued class

2.5%

7) Number of shares/amount of stock disposed

-

8) Percentage of issued class

-

9) Class of security

5.5% Cumulative Preference Shares of £1 each

10) Date of transaction

27 September 2001

11) Date company informed

12 October 2001

12) Total holding following this notification

20,000


13) Total percentage holding of issued class following this notification

5 %

14) Any additional information

-

15) Name of contact and telephone number for queries

Hew Campbell, Head of Group Secretariat

16) Name and signature of authorised company official responsible for
making this notification

Date of notification 15 October 2001