Holding(s) in Company

Royal Bank of Scotland Group PLC
18 February 2003

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES

1. Name of company
The Royal Bank of Scotland Group plc

2. Name of shareholder having a major interest
Barclays plc

3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18
Barclays plc - non-beneficial interest, except those holdings indicated*

4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them

Barclays Global Investors Ltd                                      44,620,840
Barclays Global Investors Japan Trust &                             2,800,872
Barclays Life Assurance Co Ltd                                      5,124,064
Barclays Global Fund Advisors                                         810,937
Barclays Capital Securities Ltd *                                     616,861
Barclays Nikko Global Investors Ltd                                 1,009,849
Barclays Private Bank and Trust Ltd                                    48,054
Barclays Global Investors Australia Ltd                               880,642
Woolwich Pension Fund Trust Co Ltd *                                   91,079
Barclays Bank Trust Company Ltd                                       410,376
Barclays Global Investor, N.A.                                     29,178,823
Barclays Private Bank and Trust Ltd                                     5,321
Barclays Private Bank and Trust Ltd                                   223,333
Barclays Private Bank Ltd                                           1,302,626
Woolwich Life Ltd *                                                   400,000
Barclays Global Investors Japan                                        68,367
Total                                                              87,592,044

5. Number of shares / amount of stock acquired
n/a

6. Percentage of issued class
n/a

7. Number of shares / amount of stock disposed
n/a

8. Percentage of issued class
n/a

9. Class of security
Ordinary 25p

10. Date of transaction
n/a

11. Date company informed
17 February 2003

12. Total holding following this notification
87,592,044

13. Total percentage holding of issued class following this notification
3.019%

14. Any additional information
n/a

15. Name of contact and telephone number for queries
Hew Campbell, Head of Group Secretariat, 0131 523 2002

16. Name and signature of authorised company official responsible for making
this notification
Hew Campbell, Head of Group Secretariat, 0131 523 2002

Date of notification
18 February 2003

The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.


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