Holding(s) in Company

Royal Bank of Scotland Group PLC
16 March 2004

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES


1. Name of company
The Royal Bank of Scotland Group plc


2. Name of shareholder having a major interest
Cater Allen International Limited


3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18
Cater Allen International Limited Non-beneficial interest


4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them
Cater Allen International Limited


5. Number of shares / amount of stock acquired
-


6. Percentage of issued class
-


7. Number of shares / amount of stock disposed
-


8. Percentage of issued class
-


9. Class of security
Ordinary Shares of 25p


10. Date of transaction
11 March 2004


11. Date company informed
15 March 2004


12. Total holding following this notification
121,437,313


13. Total percentage holding of issued class following this notification
4.09%


14. Any additional information


15. Name of contact and telephone number for queries
Hew Campbell, Head of Group Secretariat 0131 523 2876


16. Name and signature of authorised company official responsible for making
this notification
Hew Campbell, Head of Group Secretariat 0131 523 6981


Date of notification
16 March 2004


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for loss of business or loss of profits) arising in contract, tort or otherwise
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