Director Shareholding

Personal Group Holdings PLC
22 October 2003

                                  SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS



All relevant boxes should be completed in block capital letters.

1.    Name of company                                2.   Name of director

      PERSONAL GROUP HOLDINGS PLC                         CHRISTOPHER JOHNSTON


3.    Please state whether notification indicates    4.   Name of the registered holder(s) and, if more than
      that it is in respect of holding of the             one holder, the number of shares held by each of
      shareholder named in 2 above or in respect of       them (if notified)
      a non-beneficial interest or in the case of an
      individual holder if it is a holding of that
      person's spouse or children under the age of
      18 or in respect of an non-beneficial interest      CHRISTOPHER JOHNSTON

      AS 2 ABOVE 


5.    Please state whether notification relates to a 6.   Please state the nature of the transaction. For PEP
      person(s) connected with the director named in      transactions please indicate whether general/single
      2 above and identify the connected person(s)        co PEP and if discretionary/non discretionary /non
                                                          discretionary
      N/A
                                                          MARKET PURCHASE

7.    Number of shares/    8.   Percentage of issued 9.   Number of shares/      10. Percentage of issued
      amount of stock           class                     amount of stock            class
      acquired                                            disposed

      3,000                     0.01%
                                
                                                          N/A
                                                                                     N/A



  11. Class of security    12.  Price per share      13.   Date of transaction   14.  Date company informed

      ORDINARY SHARES OF        185 pence                  21st October 2003          21st October 2003
      5P EACH


15.   Total holding following this notification      16.   Total percentage holding of issued class following
                                                           this notification
      15,446,393
                                                           50.56%

If a director has been granted options by the company please complete the following boxes.

17.   Date of grant                                  18.  Period during which or date on which exercisable


19.   Total amount paid (if any) for grant of the    20.  Description of shares or debentures involved: class,
      option                                              number


21.   Exercise price (if fixed at time of grant) or  22.  Total number of shares or debentures over which
      indication that price is to be fixed at time        options held following this notification
      of exercise



23.   Any additional information                     24.  Name of contact and telephone number for queries

                                                          JOHN BARBER - 01908 605000



25.   Name and signature of authorised company official responsible for making this notification

      JOHN BARBER - FD & COMPANY SECRETARY


Date of notification    22ND OCTOBER 2003




                                  SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS

All relevant boxes should be completed in block capital letters.

1.    Name of company                                2.   Name of director

      PERSONAL GROUP HOLDINGS PLC                         KEN ROONEY


3.    Please state whether notification indicates    4.   Name of the registered holder(s) and, if more than
      that it is in respect of holding of the             one holder, the number of shares held by each of
      shareholder named in 2 above or in respect of       them (if notified)
      a non-beneficial interest or in the case of an
      individual holder if it is a holding of that
      person's spouse or children under the age of
      18 or in respect of an non-beneficial interest      KEN ROONEY



      AS 2 ABOVE


5.    Please state whether notification relates to a 6.   Please state the nature of the transaction. For PEP
      person(s) connected with the director named in      transactions please indicate whether general/single
      2 above and identify the connected person(s)        co PEP and if discretionary/non discretionary /non
                                                          discretionary


      N/A
                                                          MARKET PURCHASE

7.    Number of shares/    8.   Percentage of issued 9.   Number of shares/      10. Percentage of issued
      amount of stock           class                     amount of stock            class
      acquired                                            disposed

      5,000
                                0.02%
                                                          N/A
                                                                                     N/A



  11. Class of security    12.  Price per share      13.   Date of transaction   14.  Date company informed



      ORDINARY SHARES OF        185 pence                  21st October 2003          21st October 2003
      5P EACH


15.   Total holding following this notification      16.   Total percentage holding of issued class following
                                                           this notification
      44,636
                                                           0.15%

If a director has been granted options by the company please complete the following boxes.
17.   Date of grant                                  18.  Period during which or date on which exercisable


19.   Total amount paid (if any) for grant of the    20.  Description of shares or debentures involved: class,
      option                                              number


21.   Exercise price (if fixed at time of grant) or  22.  Total number of shares or debentures over which
      indication that price is to be fixed at time        options held following this notification
      of exercise



23.   Any additional information                     24.  Name of contact and telephone number for queries

                                                          JOHN BARBER - 01908 605000



25.   Name and signature of authorised company official responsible for making this notification

      JOHN BARBER - FD & COMPANY SECRETARY


Date of notification    22nd October 2003


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            The company news service from the London Stock Exchange