Director Shareholding

Provident Financial PLC 03 November 2003 SCHEDULE 11 NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS 1. Name of company Provident Financial plc 2. Name of director Robin James Ashton 3. Please state whether notification indicates that it is in respect of holding of the shareholder named in 2 above or in respect of a non-beneficial interest or in the case of an individual holder if it is a holding of that person's spouse or children under the age of 18 or in respect of a non-beneficial interest Notification in respect of director named in 2 above 4. Name of the registered holder(s) and, if more than one holder, the number of shares held by each of them (if notified) Redmayne (Nominees) Limited Redmayne Nominees PEP Limited 5. Please state whether notification relates to a person(s) connected with the director named in 2 above and identify the connected person(s) Notification in respect of director named in 2 above 6. Please state the nature of the transaction. For PEP transactions please indicate whether general/single co PEP and if discretionary/non discretionary Robin James Ashton acquired 56 shares as a result of Redmayne (Nominees) Limited purchasing shares for a non-discretionary company ISA and 124 shares as a result of Redmayne Nominees PEP Limited purchasing shares for a non-discretionary general PEP 7. Number of shares / amount of stock acquired 180 8. Percentage of issued class 0.00007% 9. Number of shares/amount of stock disposed - 10. Percentage of issued class - 11. Class of security Ordinary shares of 10 4/11p 12. Price per share 645.44p 13. Date of transaction 30 October 2003 14. Date company informed 31 October 2003 15. Total holding following this notification 37,672 16. Total percentage holding of issued class following this notification 0.0148% If a director has been granted options by the company please complete the following boxes. 17. Date of grant - 18. Period during which or date on which exercisable - 19. Total amount paid (if any) for grant of the option - 20. Description of shares or debentures involved: class, number - 21. Exercise price (if fixed at time of grant) or indication that price is to be fixed at time of exercise - 22. Total number of shares or debentures over which options held following this notification - 23. Any additional information - 24. Name of contact and telephone number for queries Ms Caroline L Farbridge Tel: 01274 731111 ext. 2569 25. Name and signature of authorised company official responsible for making this notification Ms Caroline Farbridge Assistant Company Secretary Date of Notification 3 November 2003 SCHEDULE 11 NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS 1. Name of company Provident Financial plc 2. Name of director Christopher Charles Johnstone 3. Please state whether notification indicates that it is in respect of holding of the shareholder named in 2 above or in respect of a non-beneficial interest or in the case of an individual holder if it is a holding of that person's spouse or children under the age of 18 or in respect of a non-beneficial interest Notification in respect of Christopher Charles Johnstone and his spouse Geraldine Johnstone 4. Name of the registered holder(s) and, if more than one holder, the number of shares held by each of them (if notified) Redmayne Nominees PEP Limited 5. Please state whether notification relates to a person(s) connected with the director named in 2 above and identify the connected person(s) Notification in respect of Christopher Charles Johnstone and his spouse Geraldine Johnstone 6. Please state the nature of the transaction. For PEP transactions please indicate whether general/single co PEP and if discretionary/non discretionary Christopher Charles Johnstone acquired 74 shares as a result of Redmayne Nominees PEP Limited purchasing shares for a non-discretionary general PEP and Geraldine Johnstone acquired 70 shares for a non-discretionary general PEP 7. Number of shares / amount of stock acquired 144 8. Percentage of issued class 0.00006% 9. Number of shares/amount of stock disposed - 10. Percentage of issued class - 11. Class of security Ordinary shares of 10 4/11p 12. Price per share 645.94p 13. Date of transaction 30 October 2003 14. Date company informed 31 October 2003 15. Total holding following this notification 107,787 16. Total percentage holding of issued class following this notification 0.0424% If a director has been granted options by the company please complete the following boxes. 17. Date of grant - 18. Period during which or date on which exercisable - 19. Total amount paid (if any) for grant of the option - 20. Description of shares or debentures involved: class, number - 21. Exercise price (if fixed at time of grant) or indication that price is to be fixed at time of exercise - 22. Total number of shares or debentures over which options held following this notification - 23. Any additional information - 24. Name of contact and telephone number for queries Ms Caroline L Farbridge Tel: 01274 731111 ext. 2569 25. Name and signature of authorised company official responsible for making this notification Ms Caroline Farbridge Assistant Company Secretary Date of Notification 3 November 2003 The FSA does not give any express or implied warranty as to the accuracy of this document or material and does not accept any liability for error or omission. 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