EGM Resolutions

Provident Financial PLC
13 July 2007


EGM resolutions

At the company's extraordinary general meeting held at the Lincoln Centre, 18
Lincoln's Inn Fields, London, WC2A 3ED, on 13 July 2007 to approve the demerger
of the company's International Home Credit business, the consolidation of PF
shares and other related matters, all resolutions were passed.  Copies of the
relevant resolutions have been submitted to the UK Listing Authority's Document
Viewing Facility which is situated at 25 The North Colonnade, Canary Wharf,
London, E14 5HS.

A summary of the proxies cast in respect of each resolution is set out in the
Appendix below.

Subject to Admission, which is expected to become effective at 8.00am on Monday
16 July 2007, PF shareholders on the register of members at 5.00pm on Friday 13
July 2007 will receive 1 consolidated PF share and 2 IPF shares for every 2
non-consolidated PF shares held at that time.

Definitions used in the Circular to PF shareholders dated 25 June 2007 shall
have the same meanings when used in this announcement, unless the context
otherwise requires.


Name of contact and telephone number for queries:

Emma G Versluys
Assistant Company Secretary
Tel:  [phone] extension 2569


This announcement does not contain or constitute or form part of, and should not
be construed as, any offer or invitation to sell or issue, or any solicitation
of any offer to purchase, any PF shares, consolidated PF shares or IPF shares or
any other securities, nor shall it or any part of it nor the fact of its
distribution form the basis of, or be relied on in connection with, any contract
or investment decision in relation thereto.  This announcement does not
constitute a recommendation regarding the securities of Provident Financial or
IPF.


Appendix

                                        EXTRAORDINARY GENERAL MEETING - 13 JULY 2007

                              Summary of proxy cards returned appointing the Chairman as proxy


                                IN FAVOUR        AT PROXY'S DISCRETION          AGAINST                WITHHELD

                                                                                                                  %
                                                                                                                total
                                                                                                                shares  
                       Number    Number    %    Number   Number    %    Number   Number   %     Number  Number  voted
                         of        of   voting    of       of   voting    of       of   voting    of     of      and    
                       shares   holders shares  shares  holders shares  shares  holders shares  shares holders withheld
RESOLUTION

1.   To approve the  149,371,021   735   99.69  134,222    77    0.09    329,175   20    0.22    606,871    13      0.40
     demerger and
     related matters

2.   To update the   149,971,638   749   99.70  139,765    78    0.09    323,183   12    0.21      6,703     6      0.01
     company's
     authority to
     purchase its
     own shares                                                                    

3.   To amend the    147,399,815   712   99.29  153,622    86    0.10    902,878   23    0.61  1,984,974    31      1.32
     terms of the
     Provident
     Financial Long
     Term Incentive
     Scheme 2006

4.   To approve the  113,997,431   643   86.12  154,201    84    0.12 18,210,162   77   13.76 18,079,495    60     12.02
     operation of
     the
     International
     Personal
     Finance plc
     Incentive Plan

5.   To approve the  131,067,927   676   96.32  155,261    85    0.11  4,864,465   46    3.57 14,353,636    54      9.54
     operation of
     the
     International
     Personal
     Finance plc
     Performance
     Share Plan

6.   To approve the  149,542,152   710   99.46  177,666    94    0.12    635,030   21    0.42     86,441    20      0.06
     operation of
     the
     International
     Personal
     Finance plc
     Exchange Share
     Scheme 2007

7.   To approve the  150,050,820   713   99.77  175,274    93    0.12    172,597   24    0.11     42,598    17      0.03
     operation of
     the
     International
     Personal
     Finance plc
     Employee
     Savings-Related
     Share Option
     Scheme

8.   To approve the  150,051,114   712   99.77  177,090    94    0.12    172,597   24    0.11     40,488    17      0.03
     operation of
     the
     International
     Personal
     Finance plc
     International
     Employee
     Savings-Related
     Share Option
     Scheme

Notes:

1.   Percentage of voting shares is the percentage of shares voted and excludes
     shares on which votes were withheld.
2.   Total number of shares voted = 150,441,289
3.   Total number of valid proxies returned = 865
4.   Total number of shares in issue = 257,217,888
     13 July 2007



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