Holding(s) in Company

Provident Financial PLC
27 June 2002

DEALINGS BY SUBSTANTIAL SHAREHOLDERS

NOTIFICATION OF MAJOR INTERESTS IN SHARES



1) Name of company

Provident Financial plc

2) Name of shareholder having a major interest

Fidelity International Limited and its direct and indirect subsidiaries

3) Please state whether notification indicates that it is in respect of

holding of the shareholder named in 2 above or in respect of a

non-beneficial interest or in the case of an individual holder if it is

holding of that person's spouse or children under the age of 18

Non-beneficial interest of shareholders referred to in 2 above

4) Name of the registered holder(s) and, if more than one holder, the

number of shares held by each of them

Chase Nominees Ltd                                             5,612,931

Chase Manhattan Bank London                                    778,800

Bankers Trust                                                  295,200

Citibank                                                       126,600

BT Globenet Nominees Ltd                                       50,900

MSS Nominees Ltd                                               49,150

Chase Nominees Ltd                                             88,100

Nortrust Nominees Ltd                                          82,080

RBS Trust Bank                                                 324,647

Bank of New York London                                        284,895

HSBC Client Holdings Nominee (UK) Ltd                          152,200

MSS Nominees Ltd                                               7,938,522

Chase Nominees Ltd                                             567,660

Nortrust Nominees Ltd                                          395,910

Bankers Trust                                                  306,039

Mellon Trust                                                   100,850

RBS Trust Bank                                                 898,910

Morgan Stanley                                                 181,690

State Street Bank & Trust                                      408,833

Bank of New York London                                        91,300

RBS-EDINBURGH                                                  38,490

Northern Trust                                                 742,400

Citibank                                                       57,500

Chase Manhattan Bank London                                    9,809

HSBC Client Holdings Nominee(UK)Limited                        153,563

JP Morgan                                                      257,877

Deutsche Bank                                                  19,000


5) Number of shares/amount of stock acquired

2,735,229

6) Percentage of issued class

1.11%

7) Number of shares/amount of stock disposed

-

8) Percentage of issued class

-

9) Class of security

10 4/11p ordinary

10) Date of transaction

25 June 2002

11) Date company informed

26 June 2002

12) Total holding following this notification

20,013,856

13) Total percentage holding of issued class following this notification

8.15%

14) Any additional information

-

15) Name of contact and telephone number for queries

Caroline Farbridge 01274 731111

16) Name and signature of authorised company official responsible for

making this notification

Caroline Farbridge

Assistant Company Secretary

Date of notification: 27 June 2002


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