Holding(s) in Company

Provident Financial PLC
25 April 2003

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


FMR Corporation and its direct and indirect subsidiaries and Fidelity 
International Limited and its direct and indirect subsidiaries



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Non-beneficial interest of shareholders referred to in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


Mellon Bank                                                                               16,521
State Street Nominees Ltd                                                                 11,200
Lloyds Bank Nominees Limited                                                             112,600
Northern Trust                                                                            26,400
State Street Bank & Trust                                                                 22,000
Bank of New York-Europe                                                                    7,900
JP Morgan Chase                                                                           52,700
National Cities                                                                           27,300
Chase Nominees Ltd                                                                     8,302,861
Chase Manhattan Bank London                                                              807,800
Bankers Trust                                                                             58,200
Citibank                                                                                 153,300
BT Globenet Nominees Ltd                                                                  48,900
MSS Nominees Ltd                                                                          49,750
Nortrust Nominees Ltd                                                                    109,080
RBS Trust Bank                                                                           331,747
Bank of New York London                                                                  270,695
Credit Suisse FST BOS Zurich                                                               3,400
Chase Nominees Ltd                                                                       420,500
Nortrust Nominees Ltd                                                                    336,031
Bankers Trust                                                                             47,500
RBS Trust Bank                                                                           540,400
Morgan Stanley                                                                           198,690
State Street Bank & Trust                                                                386,763
Bank of New York London                                                                  940,400
Northern Trust                                                                         1,081,817
Citibank                                                                                  42,970
Chase Manhattan Bank London                                                              217,168
HSBC Client Holdings Nominee (UK) Limited                                                136,180
JP Morgan                                                                                282,911
Deutsche Bank                                                                             26,700
Mellon Nominees Ltd                                                                       26,300
Brown Brothers Harriman Ltd LUX                                                           12,000
National Australia Bank                                                                    3,400
Bank of New York Brussels                                                                134,900
PICG                                                                                       2,000
Chase Manhattan Bank AG Frankfurt                                                          9,100
State Street Nominees Ltd                                                                  3,500





5. Number of shares / amount of stock acquired


408,938



6. Percentage of issued class


-



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class


0.16%



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


Not disclosed



11. Date company informed


24 April 2003



12. Total holding following this notification


15,261,584



13. Total percentage holding of issued class following this notification


6.00%



14. Any additional information


-



15. Name of contact and telephone number for queries


Caroline L Farbridge

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Caroline L Farbridge

Assistant Company Secretary



Date of notification


25 April 2003




                      This information is provided by RNS
            The company news service from the London Stock Exchange