Holding(s) in Company

Provident Financial PLC
22 September 2005

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


The Capital Group Companies Inc. on behalf of its affiliates including Capital 
International Inc./Capital Guardian Trust Company/Capital International S.A/ 
Capital International Limited.



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholder named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them




Northern Trust                                                           146,700
Chase Nominees Limited                                                   756,000
Nortrust Nominees                                                        938,400
Mellon Nominees (UK) Limited                                             149,100
State Street Nominees Limited                                            516,800
Bank of New York Nominees                                              4,211,607
Northern Trust                                                         1,432,063
Chase Nominees Limited                                                 2,940,400
Midland Bank plc                                                         153,100
Bankers Trust                                                            260,900
Barclays Bank                                                             79,500
Citibank London                                                          628,900
Morgan Guaranty                                                          242,800
Nortrust Nominees                                                      3,049,500
Royal Bank of Scotland                                                   833,400
MSS Nominees Limited                                                      87,800
State Street Bank & Trust Co.                                            645,200
National Westminster Bank                                                137,500
Lloyds Bank                                                               65,700
Citibank NA                                                               17,500
Deutsche Bank AG                                                       1,032,100
Chase Manhattan Nominee Ltd                                               61,000
HSBC Bank plc                                                            885,900
Mellon Bank N.A.                                                         258,300
Northern Trust AVFC                                                       66,400
KAS UK                                                                    64,400
Bank One London                                                          209,900
Clydesdale Bank plc                                                       64,000
JP Morgan Chase Bank                                                      27,900
State Street Nominees Limited                                             10,100
Bank of New York Nominees                                                 36,500
Chase Nominees Limited                                                   830,800
Credit Suisse London Branch                                               27,600
Midland Bank plc                                                          66,400
Barclays Bank                                                             28,500
Pictet & Cie, Geneva                                                      13,900
Nortrust Nominees                                                          7,200
Morgan Stanley                                                            10,700
Royal Bank of Scotland                                                    97,900
JP Morgan                                                                862,679
National Westminster Bank                                                 33,000
Lloyds Bank                                                               28,500
RBSTB Nominees Ltd                                                        37,600
Deutsche Bank AG                                                          45,800
HSBC Bank plc                                                            243,600
HSBC                                                                      16,200
Bank of New York Nominees                                                  4,600
Nortrust Nominees                                                        226,200
HSBC Bank plc                                                             58,600




5. Number of shares / amount of stock acquired


Not disclosed



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


Not disclosed



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


20 September 2005




11. Date company informed


21 September 2005



12. Total holding following this notification


22,649,149



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


8.866%



14. Any additional information


-



15. Name of contact and telephone number for queries


Emma G Versluys

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


22 September 2005



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for loss of business or loss of profits) arising in contract, tort or otherwise
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it, or from any action or decision taken as a result of using this document or
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