Holding(s) in Company

Provident Financial PLC
02 June 2006

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


Barclays PLC



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholder named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


Bank of Ireland a/c 426353                                                                              377,294
Bank of New York                                                                                         17,987
Barclays Capital Nominees Limited                                                                       384,010
Barclays Capital Nominees Limited                                                                       262,452
Barclays Capital Nominees Limited                                                                       169,780
Barclays Global Investors Canada                                                                         16,086
Barclays Trust Co & Others                                                                               11,789
Barclays Trust Co as Exec /ADM C 000000000000000000                                                          42
Barclays Trust Co DMC69 C 000000000000000000                                                                374
Barclays Trust Co E99 C 000000000000000000                                                                  800
Barclays Trust Co R69 C 000000000000000000                                                               21,480
BOISS Nominees Ltd a/c 4224361                                                                          154,306
Chase Nominees Ltd a/c 16376                                                                            129,252
Chase Nominees Ltd a/c 28270                                                                             83,390
Gerrard Nominees Limited a/c 620404                                                                         395
Greig Middleton Nominees Limited (GM1)                                                                   69,746
Investors Bank and Trust Co.                                                                             44,247
Investors Bank and Trust Co.                                                                             67,895
Investors Bank and Trust Co.                                                                            270,788
Investors Bank and Trust Co.                                                                              7,546
Investors Bank and Trust Co.                                                                             76,937
Investors Bank and Trust Co.                                                                             14,168
Investors Bank and Trust Co.                                                                              8,326
Investors Bank and Trust Co.                                                                              4,106
Investors Bank and Trust Co.                                                                             23,958
Investors Bank and Trust Co.                                                                          1,314,518
Investors Bank and Trust Co.                                                                             14,447
Investors Bank and Trust Co.                                                                            834,705
Investors Bank and Trust Co.                                                                              2,427
JP Morgan (BGI Custody) a/c 16331                                                                        70,378
JP Morgan (BGI Custody) a/c 16338                                                                        15,151
JP Morgan (BGI Custody) a/c 16341                                                                       145,357
JP Morgan (BGI Custody) a/c 16342                                                                        32,144
JP Morgan (BGI Custody) a/c 16400                                                                     2,333,818
J P Morgan (BGI Custody) a/c 18409                                                                      203,359
J P Morgan Chase Bank                                                                                     9,792
J P Morgan Chase Bank                                                                                   141,114
J P Morgan Chase Bank                                                                                    37,330
J P Morgan Chase Bank                                                                                    28,015
J P Morgan Chase Bank                                                                                    34,836
J P Morgan Chase Bank                                                                                     2,068
J P Morgan Chase Bank                                                                                     2,538
J P Morgan Chase Bank                                                                                    15,861
J P Morgan Chase Bank                                                                                     2,551
J P Morgan Chase Bank                                                                                    23,894
J P Morgan Chase Bank                                                                                     8,362
J P Morgan Chase Bank                                                                                     6,660
J P Morgan Chase Bank                                                                                    27,242
Mellon Trust - US Custodian /                                                                            16,945
Mitsui Asset                                                                                              4,125
R C Greig Nominees Limited                                                                              173,027
R C Greig Nominees Limited a/c AK1                                                                      133,362
R C Greig Nominees Limited a/c BL1                                                                       21,112
R C Greig Nominees Limited a/c CM1                                                                       21,417
R C Greig Nominees Limited GP1                                                                           21,455
R C Greig Nominees Limited SA1                                                                           17,026
State Street Bank and Trust Co                                                                           30,600
State Street Boston                                                                                     132,824
Trust & Custody Services Bank                                                                             2,102



5. Number of shares / amount of stock acquired


Not disclosed



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


Not disclosed



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


30 May 2006






11. Date company informed


2 June 2006



12. Total holding following this notification


8,097,716



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


3.17%



14. Any additional information


-



15. Name of contact and telephone number for queries


Rosamond J Marshall Smith

Tel:  [phone] ext. 2356



16. Name and signature of authorised company official responsible for making
this notification


Rosamond J Marshall Smith

General Counsel and Company Secretary



Date of notification


2 June 2006



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for loss of business or loss of profits) arising in contract, tort or otherwise
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