Holding(s) in Company

Provident Financial PLC
04 January 2008



TR-1(i): NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Identity of the issuer or the underlying issuer of existing shares to which
voting rights are attached (ii):

Provident Financial plc



2. Reason for the notification (please place an X inside the appropriate bracket
/s):



An acquisition or disposal of voting rights: (X)



An acquisition or disposal of financial instruments which may result in the
acquisition of shares already issued to which voting rights are attached: (   )



An event changing the breakdown of voting rights: (    )



Other (please specify) : (    )

.................



3. Full name of person(s) subject to the notification obligation (iii):

Standard Life Investments Limited



4. Full name of shareholder(s) (if different from 3.) (iv):

Vidacos Nominees



5. Date of the transaction (and date on which the threshold is crossed or
reached if different) (v):

2 January 2008



6. Date on which issuer notified:

3 January 2008



7. Threshold(s) that is/are crossed or reached:

9%



8. Notified details:

.................



A: Voting rights attached to shares


Class/type of shares if possible           Situation previous to the Triggering transaction (vi)
using the ISIN CODE
                                  Number of shares                   Number of voting Rights (viii)
GB00B1Z4ST84                      10,494,234                         10,494,234



Resulting situation after the triggering transaction (vii)


Class/type of shares if      Number of shares         Number of voting rights (ix)      % of voting rights
possible using the ISIN CODE
                                                      Direct (x)   Indirect (xi)        Direct      Indirect
GB00B1Z4ST84                 11,815,303               6,600,332    5,214,971            5.031%      3.975%





B: Financial Instruments

Resulting situation after the triggering transaction (xii)


Type of         Expiration Date       Exercise/Conversion       Number of voting rights     % of voting rights
financial       (xiii)                Period/ Date (xiv)        that may be acquired if the
instrument                                                      instrument is exercised/
                                                                converted.






Total (A+B)
Number of voting rights        % of voting rights


11,815,303                     9.007%



9. Chain of controlled undertakings through which the voting rights and/or the
financial instruments are effectively held, if applicable (xv):

Standard Life Investments Limited



Proxy Voting:



10. Name of the proxy holder:

.................



11. Number of voting rights proxy holder will cease to hold:

.................



12. Date on which proxy holder will cease to hold voting rights:

.................



13. Additional information:

.................



14. Contact name:

R V Carter

Company Secretarial Assistant



15. Contact telephone number:

01274 731111 ext 2310


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