Holding(s) in Company

Provident Financial PLC
17 June 2005

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


Prudential plc



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholder named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


MAGIM HSBC GIS NOM (UK) SALI                  64,754
PRUCLT HSBC GIS NOM (UK) PAC AC           12,998,777
PRUCLT HSBC GIS NOM (UK) PHL AC              580,005
PRUCLT HSBC GIS NOM (UK) PPL AC            1,096,063
PRUCLT HSBC GIS NOM (UK) EQBF AC              32,229
PRUCLT HSBC GIS NOM (UK) HYBF AC             245,824
PRUCLT HSBC GIS NOM (UK) MNBF AC              57,367
PRUCLT HSBC GIS NOM (UK) PENE AC             206,665



5. Number of shares / amount of stock acquired


Not disclosed



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



9. Class of security


Ordinary shares 10 4/11p



10. Date of transaction


15 June 2005



11. Date company informed


16 June 2005



12. Total holding following this notification


15,281,684



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


5.98%



14. Any additional information


-



15. Name of contact and telephone number for queries


Rosamond J Marshall Smith

Tel:  [phone] ext. 2356



16. Name and signature of authorised company official responsible for making
this notification


Rosamond J Marshall Smith

General Counsel and  Company Secretary



Date of notification


17 June 2005



The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.



                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


The Prudential Assurance Company Limited



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholder named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them




MAGIM HSBC GIS NOM (UK) SALI                 64,754
PRUCLT HSBC GIS NOM (UK) PAC AC          12,998,777
PRUCLT HSBC GIS NOM (UK) PPL AC           1,096,063



5. Number of shares / amount of stock acquired


Not disclosed



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



9. Class of security


Ordinary shares 10 4/11p



10. Date of transaction


15 June 2005



11. Date company informed


16 June 2005



12. Total holding following this notification


14,159,594



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


5.54%



14. Any additional information


-



15. Name of contact and telephone number for queries


Rosamond J Marshall Smith

Tel:  [phone] ext. 2356



16. Name and signature of authorised company official responsible for making
this notification


Rosamond J Marshall Smith

General Counsel and Company Secretary



Date of notification


17 June 2005



The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.






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