Holding(s) in Company

Provident Financial PLC
11 December 2006

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


The Capital Group Companies Inc. on behalf of its affiliates including Capital
International Inc., Capital Guardian Trust Company, Capital International S.A.
and Capital International Limited



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholder named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


Capital Guardian Trust Company:
Chase Nominees Limited                                                 1,338,800
Nortrust Nominees Limited                                              2,270,645
Total                                                                  3,609,445
Percentage of issued share capital                                        1.410%

Capital International Limited:
State Street Nominees Limited                                            266,000
Bank of New York Nominees                                              4,628,872
Northern Trust                                                         2,377,551
Chase Nominees Limited                                                 3,783,849
Midland Bank plc                                                         224,700
Bankers Trust                                                             89,600
Barclays Bank                                                             40,300
Morgan Guaranty                                                          423,500
Nortrust Nominees                                                      2,892,400
MSS Nominees Limited                                                      85,800
State Street Bank & Trust Co.                                            814,500
Lloyds Bank                                                               50,500
Citibank NA                                                              968,800
Deutsche Bank AG                                                         153,700
Chase Manhattan Nominee Limited, Australia                                61,000
HSBC Bank plc                                                          1,505,600
Mellon Bank N.A.                                                         224,100
KAS UK                                                                   127,900
Bank One London                                                          293,800
HSBC                                                                       8,300
JP Morgan Chase Bank                                                      88,400
Raiffeisen Zentral Bank                                                1,310,100
Fortis Bank                                                               49,700
Metzler Seel Sohn & Co.                                                  127,300
Nordea Bank                                                              221,300
Bayerische Hypo Und Vereinsbank AG                                        61,000
Total                                                                 20,878,572
Percentage of issued share capital                                        8.153%

Capital International S.A.:
Chase Nominees Limited                                                 1,097,700
Midland Bank plc                                                         102,200
Barclays Bank                                                             13,900
Pictet & Cie, Geneva                                                     138,600
Nortrust Nominees                                                         12,400
Morgan Stanley                                                            13,400
J.P. Morgan                                                            1,099,479
State Street Bank & Trust Co.                                            196,000
Lloyds Bank                                                               55,100
HSBC Bank plc                                                            378,600
J P Morgan Chase Bank                                                     63,800
Metzler Seel Sohn & Co.                                                   50,800
Credit Suisse, Zurich                                                     27,600
Total                                                                  3,249,579
Percentage of issued share capital                                        1.269%

Capital International Inc.:
Bank of New York Nominees                                                  4,600
Nortrust Nominees                                                        314,703
HSBC Bank plc                                                             96,600
Total                                                                    415,903
Percentage of issued share capital                                        0.162%



5. Number of shares / amount of stock acquired


Not applicable



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


Not applicable



7. Number of shares / amount of stock disposed


Not disclosed



8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


Not disclosed



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


6 December 2006





11. Date company informed


8 December 2006



12. Total holding following this notification


28,153,499



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


10.994%



14. Any additional information


-



15. Name of contact and telephone number for queries


Emma G Versluys

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


11 December 2006



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for loss of business or loss of profits) arising in contract, tort or otherwise
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it, or from any action or decision taken as a result of using this document or
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