Holding(s) in Company

Provident Financial PLC
15 August 2005


                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


FMR Corporation and its direct and indirect subsidiaries and Fidelity
International Limited and its direct and indirect subsidiaries



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Non-beneficial interest of shareholders referred to in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


State Street Bank and Tr Co                                                                2,900
Bank of New York Europe Ldn                                                              290,800
JP Morgan Bournemouth                                                                    405,000
Bank of New York Brussels                                                                  1,100
Brown Bros Harrimn Ltd Lux                                                                 8,500
JP Morgan Bournemouth                                                                     54,934
National Astl Bk Melbourne                                                                17,910
Northern Trust London                                                                      2,200
State Str Bnk and Tr Co Lndn                                                               2,100
JP Morgan Bournemouth                                                                 10,024,727
JP Morgan Chase Bank                                                                     743,525
Mellon Bank N A                                                                              500
Northern Trust London                                                                      1,900
State Street Bank and Tr Co                                                                  700
Bank of New York                                                                           1,900
Brown Brothers Harriman and Co                                                            18,600
JP Morgan Chase Bank                                                                      12,500
Northern Trust Co                                                                          2,800
State Street Bank and Tr Co                                                               13,591
Bank of New York Brussels                                                                237,495
Bank of New York Europe Ldn                                                               50,056
Chase Manhttan Bk AG Frnkfrt                                                                 994
Citibank London                                                                           47,200
Clydesdale Bank PLC                                                                        1,000
JP Morgan Bournemouth                                                                        100
JP Morgan Chase Bank                                                                         700
Mellon Bank                                                                                3,300
Northern Trust London                                                                    595,639
State Str Bk and Tr Co Lndn                                                              121,305



5. Number of shares / amount of stock acquired


-



6. Percentage of issued class


-



7. Number of shares / amount of stock disposed


2,275,075



8. Percentage of issued class


0.89%



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


12 August 2005



11. Date company informed


15 August 2005



12. Total holding following this notification


12,663,976



13. Total percentage holding of issued class following this notification


4.96%



14. Any additional information


-



15. Name of contact and telephone number for queries


Emma G Versluys

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


15 August 2005




                      This information is provided by RNS
            The company news service from the London Stock Exchange      HOLEAKPSFFASEFE