New Product in Poland

Provident Financial PLC
07 February 2006





As we have previously announced, a new law establishing a maximum interest rate
at four times the Lombard rate was introduced in Poland in August 2005 for loans
issued from 20 February 2006.



Provident Polska developed a revised product to meet the requirements of the new
law and had successfully introduced it to approximately 30% of its customers by
the end of 2005. From today, the new product will be available throughout the
country.



A briefing giving details of the new product will be held today in Warsaw.
Further details are available on the Provident Financial website,
www.providentfinancial.com.




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