Director Shareholding

Secure Trust Banking Group PLC
21 December 2004


                                 SCHEDULE 11

          NOTIFICATION OF INTERESTS OF DIRECTORS AND CONNECTED PERSONS


1)   NAME OF COMPANY

     SECURE TRUST BANKING GROUP PLC


2)   NAME OF DIRECTOR

     COLIN WAKELIN

3)   Please state whether notification indicates that it is in respect of
     holding of the shareholder named in 2 above or in respect of a
     non-beneficial interest or in the case of an individual holder
     if it is a holding of that person's spouse or children under the
     age of 18 or in respect of an non-beneficial interest

     AS IN 2. ABOVE


4)   Name of the registered holder(s) and, if more than one holder, the
     number of shares held by each of them. (If notified)

     COLIN WAKELIN


5)   Please state whether notification relates to a person(s) connected
     with the Director named in 2 above and identify the connected person(s)

     N/A


6)   Please state the nature of the transaction. For PEP transactions
     please indicate whether general/single co PEP and if discretionary/non
     discretionary

     PURCHASE


7)   Number of shares/amount of
     stock acquired

     4,319


8)   Percentage of issued Class

     0.03%


9)   Number of shares/amount
     of stock disposed

     N/A


10)  Percentage of issued Class

     N/A


11)  Class of security

     ORDINARY SHARES OF 1P EACH


12)  Price per share

     2460 SHARES AT 306P
     1859 SHARES AT 306 1/2P

13)  Date of transaction

     21.12.04


14)  Date company informed

     21.12.04


15)  Total holding following this notification

     4,319


16)  Total percentage holding of issued class following this notification

     0.03%


     IF A DIRECTOR HAS BEEN GRANTED OPTIONS BY THE COMPANY PLEASE
                    COMPLETE THE FOLLOWING BOXES

17)  Date of grant



18)  Period during which or date on which exercisable



19)  Total amount paid (if any) for grant of the option



20)  Description of shares or debentures involved: class, number.



21)  Exercise price (if fixed at time of grant) or indication that price
     is to be fixed at time of exercise



22)  Total number of shares or debentures over which options held
     following this notification



23)  Any additional information



24)  Name of contact and telephone number for queries



25)  Name and signature of authorised company official responsible for
     making this notification      

     ANDREW SALMON - DIRECTOR

     Date of Notification      21.12.2004                           


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