Notice of Results

Banco Bilbao Vizcaya Argentaria SA
20 January 2006


'BBVA, S.A.', in compliance with article 82 of the Spanish Securities Market Act
(Ley de Mercado de Valores), hereby reports the following:

                              OTHER COMMUNICATIONS


Next 25th January 2006 at 9:30 hours, a meeting with institutional investors and
analysts will be held in order to report the Banco Bilbao Vizcaya Argentaria,
S.A. results for the financial year 2005, and the outlook for 2006.

The presentation will take place in Madrid, Paseo de la Castellana, 81 and
anyone who is interested can follow it over internet through the BBVA corporate
website (www.bbva.com)

The recording of this presentation will be available to those interested at the
BBVA website for a minimum period of one month.

In order to facilitate comparative analysis of the results that will be
presented, we attach a table on the final effects of implementing the
International Accounting Standards to the results of all four quarters of 2004
and the first three quarters of 2005. The information is broken down by quarters
and by business areas.


                                                       Madrid, 20th January 2006


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