Holding(s) in Company

Provident Financial PLC 07 October 2005 SCHEDULE 10 NOTIFICATION OF MAJOR INTERESTS IN SHARES 1. Name of company Provident Financial plc 2. Name of shareholder having a major interest M&G Investment Management Limited 3. Please state whether notification indicates that it is in respect of holding of the shareholder named in 2 above or in respect of a non-beneficial interest or in the case of an individual holder if it is a holding of that person's spouse or children under the age of 18 Notification in respect of shareholder named in 2 above 4. Name of the registered holder(s) and, if more than one holder, the number of shares held by each of them M&G Investment Management Limited: CHASE NOMS LTD 35,156 M&G INCOME INV CO. LTD 478,942 MAGIM HSBC GIS NOM (UK) SALI 52,334 NORTRUST NOMINEE LTD A/C MHA01 600,000 NORTRUST NOMINEE LTD A/C MKA01 233,000 NORTRUST NOMINEE LTD A/C MKD01 1,625,000 NORTRUST NOMS LTD 593,436 NORTRUST NOMS LTD A/C CRI01 2,000,000 NORTRUST NOMS LYD A/C MEK01 400,000 NORTRUST NOMS LYD A/C MVA01 92,038 NORTRUST NOMS LTD A/C MVB01 325,000 NORTRUST NOMS LTD A/C PUC01 336,764 NORTRUST NOMS LTD A/C PUF01 82,858 NORTRUST NOMS LTD A/C PUI01 19,504 NORTRUST NOMS LTD A/C PUR01 939,663 PRUCLT HSBC GIS NOM (UK) PAC AC 15,403,777 PRUCLT HSBC GIS NOM (UK) PHL AC 765,891 PRUCLT HSBC GIS NOM (UK) PPL AC 1,020,120 PRUCLT HSBC GIS NOM (UK) EQBF AC 25,143 PRUCLT HSBC GIS NOM (UK) HYBF AC 268,049 PRUCLT HSBC GIS NOM (UK) MNBF AC 42,889 PRUCLT HSBC GIS NOM (UK) PENE AC 160,392 RECOVERY INV COMPANY LIMITED 407,377 Total 25,907,333 Percentage of issued share capital 10.14 5. Number of shares / amount of stock acquired Not disclosed 6. Percentage of issued class (any treasury shares held by company should not be taken into account when calculating percentage) Not disclosed 7. Number of shares / amount of stock disposed - 8. Percentage of issued class (any treasury shares held by company should not be taken into account when calculating percentage) - 9. Class of security Ordinary shares 10 4/11p 10. Date of transaction 5 October 2005 11. Date company informed 6 October 2005 12. Total holding following this notification M&G Investment Management Limited has a notifiable interest in the issued share capital of the company of 10.14% 13. Total percentage holding of issued class following this notification (any treasury shares held by company should not be taken into account when calculating percentage) - 14. Any additional information M&G Investment Management Limited have advised that, for the avoidance of doubt, the following companies continue to have a notifiable interest in the issued share capital of the company as detailed below: Prudential plc: CHASE NOMS LTD 35,156 J P MORGAN NOMINEES 39,724 M&G INCOME INV CO. LTD 478,942 MAGIM HSBC GIS NOM (UK) SALI 52,334 NORTRUST NOMINEE LTD A/C MHA01 600,000 NORTRUST NOMINEE LTD A/C MHF01 48,899 NORTRUST NOMINEE LTD A/C MKA01 233,000 NORTRUST NOMINEE LTD A/C MKD01 1,625,000 NORTRUST NOMS LTD 700,313 NORTRUST NOMS LTD A/C CRI01 2,000,000 NORTRUST NOMS LYD A/C MEK01 400,000 NORTRUST NOMS LYD A/C MVA01 92,038 NORTRUST NOMS LTD A/C MVB01 325,000 NORTRUST NOMS LTD A/C PUC01 336,764 NORTRUST NOMS LTD A/C PUE01 2,000 NORTRUST NOMS LTD A/C PUF01 82,858 NORTRUST NOMS LTD A/C PUI01 19,504 NORTRUST NOMS LTD A/C PUR01 939,663 PRUCLT HSBC GIS NOM (UK) PAC AC 15,403,777 PRUCLT HSBC GIS NOM (UK) PHL AC 765,891 PRUCLT HSBC GIS NOM (UK) PPL AC 1,020,120 PRUCLT HSBC GIS NOM (UK) EQBF AC 25,143 PRUCLT HSBC GIS NOM (UK) HYBF AC 268,049 PRUCLT HSBC GIS NOM (UK) MNBF AC 42,889 PRUCLT HSBC GIS NOM (UK) PENE AC 160,392 RECOVERY INV COMPANY LIMITED 407,377 Total 26,104,833 Percentage of issued share capital 10.21 M&G Group Limited: CHASE NOMS LTD 35,156 M&G INCOME INV CO. LTD 478,942 MAGIM HSBC GIS NOM (UK) SALI 52,334 NORTRUST NOMINEE LTD A/C MHA01 600,000 NORTRUST NOMINEE LTD A/C MHF01 48,899 NORTRUST NOMINEE LTD A/C MKA01 233,000 NORTRUST NOMINEE LTD A/C MKD01 1,625,000 NORTRUST NOMS LTD 593,436 NORTRUST NOMS LTD A/C CRI01 2,000,000 NORTRUST NOMS LYD A/C MEK01 400,000 NORTRUST NOMS LYD A/C MVA01 92,038 NORTRUST NOMS LTD A/C MVB01 325,000 NORTRUST NOMS LTD A/C PUC01 336,764 NORTRUST NOMS LTD A/C PUE01 2,000 NORTRUST NOMS LTD A/C PUF01 82,858 NORTRUST NOMS LTD A/C PUI01 19,504 NORTRUST NOMS LTD A/C PUR01 939,663 PRUCLT HSBC GIS NOM (UK) PAC AC 15,403,777 PRUCLT HSBC GIS NOM (UK) PHL AC 765,891 PRUCLT HSBC GIS NOM (UK) PPL AC 1,020,120 PRUCLT HSBC GIS NOM (UK) EQBF AC 25,143 PRUCLT HSBC GIS NOM (UK) HYBF AC 268,049 PRUCLT HSBC GIS NOM (UK) MNBF AC 42,889 PRUCLT HSBC GIS NOM (UK) PENE AC 160,392 RECOVERY INV COMPANY LIMITED 407,377 Total 25,958,232 Percentage of issued share capital 10.16 M&G Limited: CHASE NOMINEES 35,156 M&G INCOME INV CO. LTD 478,942 MAGIM HSBC GIS NOM (UK) SALI 52,334 NORTRUST NOMINEE LTD A/C MHA01 600,000 NORTRUST NOMINEE LTD A/C MHF01 48,899 NORTRUST NOMINEE LTD A/C MKA01 233,000 NORTRUST NOMINEE LTD A/C MKD01 1,625,000 NORTRUST NOMS LTD 593,436 NORTRUST NOMS LTD A/C CRI01 2,000,000 NORTRUST NOMS LYD A/C MEK01 400,000 NORTRUST NOMS LYD A/C MVA01 92,038 NORTRUST NOMS LTD A/C MVB01 325,000 NORTRUST NOMS LTD A/C PUC01 336,764 NORTRUST NOMS LTD A/C PUE01 2,000 NORTRUST NOMS LTD A/C PUF01 82,858 NORTRUST NOMS LTD A/C PUI01 19,504 NORTRUST NOMS LTD A/C PUR01 939,663 PRUCLT HSBC GIS NOM (UK) PAC AC 15,403,777 PRUCLT HSBC GIS NOM (UK) PHL AC 765,891 PRUCLT HSBC GIS NOM (UK) PPL AC 1,020,120 PRUCLT HSBC GIS NOM (UK) EQBF AC 25,143 PRUCLT HSBC GIS NOM (UK) HYBF AC 268,049 PRUCLT HSBC GIS NOM (UK) MNBF AC 42,889 PRUCLT HSBC GIS NOM (UK) PENE AC 160,392 RECOVERY INV COMPANY LIMITED 407,377 Total 25,958,232 Percentage of issued share capital 10.16 The Prudential Assurance Company Limited: MAGIM HSBC GIS NOM (UK) SALI 52,334 PRUCLT HSBC GIS NOM (UK) PAC AC 15,403,777 PRUCLT HSBC GIS NOM (UK) PPL AC 1,020,120 Total 16,476,231 Percentage of issued share capital 6.44 15. Name of contact and telephone number for queries Emma G Versluys Tel: 01274 731111 ext. 2569 16. Name and signature of authorised company official responsible for making this notification Emma G Versluys Assistant Company Secretary Date of notification 7 October 2005 The FSA does not give any express or implied warranty as to the accuracy of this document or material and does not accept any liability for error or omission. The FSA is not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this document, or any material contained in it, or from any action or decision taken as a result of using this document or any such material. This information is provided by RNS The company news service from the London Stock Exchange

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