Holding(s) in Company

Provident Financial PLC
01 December 2006

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


FMR Corp and its direct and indirect subsidiaries/Fidelity International Limited
and its direct and indirect subsidiaries



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Non-beneficial interest of shareholders referred to in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


JP Morgan, Bournemouth                                                1,180,000
State Str Bk and Tr Co Lndn (S                                          840,500
Northern Trust London                                                   425,200
HSBC Bank PLC                                                           306,600
Bank of New York Brussels                                                11,300
Brown Brothers Harriman and Co                                           46,400
JP Morgan, Bournemouth                                                7,473,921
Brown Bros Harrimn Ltd Lux                                            1,259,642
JP Morgan, Bournemouth                                                  484,400
National Astl Bk Melbourne                                               42,700
JP Morgan, Bournemouth                                                  897,313
BNP Paribas, Paris                                                      290,500
State Street Bank and Tr Co                                              21,900




5. Number of shares / amount of stock acquired


1,722,900



6. Percentage of issued class


0.67%



7. Number of shares / amount of stock disposed


-



8. Percentage of issued class


-



9. Class of security


Ordinary shares of 10 4/11p



10. Date of transaction


30 November 2006



11. Date company informed


1 December 2006



12. Total holding following this notification


13,280,376



13. Total percentage holding of issued class following this notification


5.19%



14. Any additional information


-



15. Name of contact and telephone number for queries


Emma G Versluys

01274 731111 ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


1 December 2006




                      This information is provided by RNS
            The company news service from the London Stock Exchange