Holding(s) in Company

Provident Financial PLC
26 July 2006

                                  SCHEDULE 10

                   NOTIFICATION OF MAJOR INTERESTS IN SHARES



1. Name of company


Provident Financial plc



2. Name of shareholder having a major interest


Prudential plc/M&G Group Limited/M&G Limited/The Prudential Assurance Company 
Limited



3. Please state whether notification indicates that it is in respect of holding
of the shareholder named in 2 above or in respect of a non-beneficial interest
or in the case of an individual holder if it is a holding of that person's
spouse or children under the age of 18


Notification in respect of shareholders named in 2 above



4. Name of the registered holder(s) and, if more than one holder, the number of
shares held by each of them


M&G Group Limited and M&G Limited



M&G Group Limited:


ESMEE FAIRBAIRN FOUNDATION                                     239,677
M&G INCOME INV CO LTD                                          478,942
NORTRUST NOMINEE LTD A/C MHA01                                 600,000
NORTRUST NOMINEE LTD A/C MHF01                                  52,998
NORTRUST NOMINEE LTD A/C MKD01                               1,625,000
NORTRUST NOMS LTD                                              628,475
NORTRUST NOMS LTD A/C CRI01                                  2,000,000
NORTRUST NOMS LTD A/C MVA01                                     92,038
NORTRUST NOMS LTD A/C MVB01                                    325,000
NORTRUST NOMS LTD A/C PUC01                                    356,764
NORTRUST NOMS LTD A/C PUI01                                     18,626
PRUCLT HSBC GIS NOM (UK) PAC AC                             16,605,088
PRUCLT HSBC GIS NOM (UK)PHL AC                                 880,891
PRUCLT HSBC GIS NOM (UK)PPL AC                               1,040,645
PRUCLT HSBC GIS NOM (UK) HYBF AC                               268,049
RECOVERY INV COMPANY LIMITED                                   407,377

Total                                                       25,619,570

Percentage of issued share capital                              10.02%





M&G Limited:


ESMEE FAIRBAIRN FOUNDATION                              239,677
M&G INCOME INV CO LTD                                   478,942
NORTRUST NOMINEE LTD A/C MHA01                          600,000
NORTRUST NOMINEE LTD A/C MHF01                           52,998
NORTRUST NOMINEE LTD A/C MKD01                        1,625,000
NORTRUST NOMS LTD                                       628,475
NORTRUST NOMS LTD A/C CRI01                           2,000,000
NORTRUST NOMS LTD A/C MVA01                              92,038
NORTRUST NOMS LTD A/C MVB01                             325,000
NORTRUST NOMS LTD A/C PUC01                             356,764
NORTRUST NOMS LTD A/C PUI01                              18,626
PRUCLT HSBC GIS NOM (UK) PAC AC                      16,605,088
PRUCLT HSBC GIS NOM (UK)PHL AC                          880,891
PRUCLT HSBC GIS NOM (UK)PPL AC                        1,040,645
PRUCLT HSBC GIS NOM (UK) HYBF AC                        268,049
RECOVERY INV COMPANY LIMITED                            407,377

Total                                                25,619,570

Percentage of issued share capital                        10.02%







5. Number of shares / amount of stock acquired


Not disclosed



6. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


Not disclosed



7. Number of shares / amount of stock disposed


-

8. Percentage of issued class (any treasury shares held by company should not be
taken into account when calculating percentage)


-



9. Class of security


Ordinary shares 10 4/11p



10. Date of transaction


24 July 2006



11. Date company informed


25 July 2006



12. Total holding following this notification



Prudential plc holds 25,770,933 shares

M&G Group Limited holds 25,619,570 shares

M&G Limited holds 25,619,570 shares

The Prudential Assurance Company Limited holds 17,645,733 shares



13. Total percentage holding of issued class following this notification (any
treasury shares held by company should not be taken into account when
calculating percentage)


Prudential plc 10.08%

M&G Group Limited 10.02%

M&G Limited 10.02%

The Prudential Assurance Company Limited 6.90%





14. Any additional information



M&G Investment Management have advised that, for the avoidance of doubt, the
following companies continue to have a notifiable interest in the issued share
capital of the company as detailed below:





Prudential plc:


ESMEE FAIRBAIRN FOUNDATION                                                                        239,677
J P MORGAN NOMINEES                                                                               151,363
M&G INCOME INV CO LTD                                                                             478,942
NORTRUST NOMINEE LTD A/C MHA01                                                                    600,000
NORTRUST NOMINEE LTD A/C MHF01                                                                     52,998
NORTRUST NOMINEE LTD A/C MKD01                                                                  1,625,000
NORTRUST NOMS LTD                                                                                 628,475
NORTRUST NOMS LTD A/C CRI01                                                                     2,000,000
NORTRUST NOMS LTD A/C MVA01                                                                        92,038
NORTRUST NOMS LTD A/C MVB01                                                                       325,000
NORTRUST NOMS LTD A/C PUC01                                                                       356,764
NORTRUST NOMS LTD A/C PUI01                                                                        18,626
PRUCLT HSBC GIS NOM (UK) PAC AC                                                                16,605,088
PRUCLT HSBC GIS NOM (UK)PHL AC                                                                    880,891
PRUCLT HSBC GIS NOM (UK)PPL AC                                                                  1,040,645
PRUCLT HSBC GIS NOM (UK) HYBF AC                                                                  268,049
RECOVERY INV COMPANY LIMITED                                                                      407,377
Total                                                                                          25,770,933
Percentage of issued share capital                                                                 10.08%





The Prudential Assurance Company Limited:


PRUCLT HSBC GIS NOM (UK) PAC AC                                16,605,088
PRUCLT HSBC GIS NOM (UK) PPL AC                                 1,040,645
Total                                                          17,645,733
Percentage of issued share capital                                  6.90%





15. Name of contact and telephone number for queries


Emma G Versluys

Tel:  [phone] ext. 2569



16. Name and signature of authorised company official responsible for making
this notification


Emma G Versluys

Assistant Company Secretary



Date of notification


26 July 2006



The FSA does not give any express or implied warranty as to the accuracy of this
document or material and does not accept any liability for error or omission.
The FSA is not liable for any damages (including, without limitation, damages
for loss of business or loss of profits) arising in contract, tort or otherwise
from the use of or inability to use this document, or any material contained in
it, or from any action or decision taken as a result of using this document or
any such material.




                      This information is provided by RNS
            The company news service from the London Stock Exchange  ND

HOLEASXKAFKKEFE