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Kookmin Bank (KBKD)

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Thursday 23 December, 1999

Kookmin Bank

Record Date

Kookmin Bank
22 December 1999

NOTICE OF RECORD DATE FOR DIVIDEND DISTRIBUTION AND ANNUAL GENERAL MEETING OF
SHAREHOLDERS ('AGM' TO BE HELD AROUND END OF FEBRUARY 2000)

This is to advise that Record Date will be December 31, 1999 to determine those
shareholders who shall Receive the annual dividend for the fiscal year ending
December 31, 1999 and who will be entitled to give instructions for the exercise
of voting rights, if any, at 2000 AGM, subject to the provision of the Deposit
Agreement.  The actions are subject to approval at the AGM and subject to
change.

                                                                                                                                                                                     

a d v e r t i s e m e n t