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Kookmin Bank (KBKD)


Tuesday 23 October, 2001

Kookmin Bank

Resolution to Issue ADSs

Kookmin Bank
23 October 2001

Resolution to Issue ADSs

1. Type of New Shares
     New Kookmin Bank's American Depositary Shares('ADSs')

     - Number of New Shares

2. Assignment Method of New Shares
     Converting New Kookmin Common Shares into ADSs

3. Issuing Price of New Share(Unit)

4 The Ratio of Underlying Share to ADS (Underlying Share/1DR)
     1 Underlying Share : 1 ADR

5. Expecting Stock Exchange to Be Listed
     New York Stock Exchange('NYSE')

6. Depositary Bank
     Bank of New York

7. Resolution Date by the Board of Directors of Kookmin Bank
     November 19, 2001

8. Others
     - Issuing Method : Through Converting New Kookmin Bank's Common Shares into
     - Number of New Shares refers to Maximum Ceiling.

* ADR refers to ADS in this context.


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